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How do you assess when a "little" personal loan is acceptable or dangerous.

For many lay people, knowing when and how to avoid a financial disaster or overdraft can be tricky because the clues are subtle. If you plan to apply for a personal loan, or if you are already for one, assessing your debt situation gives an overview of your personal finance and place some frugality measures in place.

10 Hard Questions for Assessing Your Current Debt Situation
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