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How do you assess when a "little" personal loan is acceptable or dangerous.

For many lay people, knowing when and how to avoid a financial disaster or overdraft can be tricky because the clues are subtle. If you plan to apply for a personal loan, or if you are already for one, assessing your debt situation gives an overview of your personal finance and place some frugality measures in place.

10 Hard Questions for Assessing Your Current Debt Situation
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If there's one thing all the financially successful people have in common, it's the fact that most of them
have already achieved financial freedom.
They have worked so hard in achieving financial freedom even before they became rich, and they pass
this value on to their offspring. Achieving financial freedom is both easy and difficult because it involves
a lot of sensible decision making in the day to day.


Here are 5 smart ways to achieve financial ...