Reasons Why You Are Not Financially Stable?

[lejean]

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The truth hurts. At least if kabalo ta sa reason and we acknowledge responsibility, we are going there and be financially free.

la koy utang but i am quite messy... i know how to earn money but i always spend it the wrong way.

here are my reasons why I am not financially stable:

1. ...always thought money is of abundance. makakita ra lage ko kwarta if i want to...la koy kwarta karon as in zero but ka-ugma naa...thought this is enough.

2. ...spend money without even thinking (impulsive buyer, i spend when am emotionally unstable).

I always say these to myself: "delayed gratification" (i delay all my purchases now, if it's not IMPORTANT won't buy it and have not shop for clothes for 5 months now) and "earn and save" ( i don't earn money in order to spend it, i earn money in order to save it).

Let's learn and support each other istoryans

[cuteboy_kahoy]

blooming lagi kaayo kag thread ron miss TS..^^,) updated kaayo...

[<SMILE>]

We only live once
that is how I think before,
but I manage to changed it for
the last 5 years.

[jover]

some are like that...
and i'm also sometimes like that

[NAN_WEN]

... ahm...!! i am not financially stable pa gyud...karon .. cause naa pay utang gi bayaran..but i have savings..... heheh!!! kaya pa ^___^

[crocodile]

in fact Filipino tradition
thats what you call heritage of smallness. isang kain isang tuka hehehehehe

[lejean]

@cuteboy_kahoy: back in action nako, after months of being silent hehehe. Yea, at least I still interact with people even online lang and perhaps inspire others pud

@<SMILE>: Ana sad ako mindset but I am slowly changing it for the better.

@jover: lage, lisud kung ane ang mindset but at least naka realize sad ko after 7 years of working.

@NAN_WEN: at least naa ka savings bro even though naa paka utang gibayran at least la ka nazero and you are not making your creditor richer by day and you are getting down kay you are saving for yourself.

@crocodile: mahog og ingon ana pero working towards the better and get back what i lost in a year's time.

[neversaydie]

being the breadwinner of the family kay lisud pero trying to be stable. . .

[joop]

am still not kay naa pa sad ko utang hihihi but working on it though gamay nalang mabilin para savings but at least naa'y na save

[christianpaul]

para nako, credit card is the most unethical way..
if u want to earn,save at least pila imong ma save kada buwan..ayaw pada sa mga suya2x sa mga gadgets,fashion trends,night out,etc..think what's ahead of you positively..
IMO, do a monthly statistics..constant naman jud ng mga bills pero you have to reduce consuming water,electric,cable,and other utilities..a little sacrifice is important..
like i said, if maka kita kag improvement for a few months, kibaw naka mo balansi sa imong financial situation..
basta credit card makalabad sa ulo oi ug naa nalang jud times nga kinahanglanon najud nimo dayon..