Checking Account...

[bojams]

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I am planning to open a checking account, can anybody here give me an idea on what bank here cebu that has lesser maintaining balance and lesser hussle in applying. Gusto ko nga kanang dali ra makuha ang checkbook.

Thanks in advance...

[coiner]

All banks have the same requirements. Standard na sya. The exception, if naa kay kaila nga bank manager nga suod nimo so advantage ka ana kay madali ang processing.

As to opening and maintaining balance, EPCIB man tingali ang ok.. P5T ra man na sila... Other bank P3T pero alay passbook.

As to what bank, ayaw lang sa ka open sa mga rural banks... Have you heard Bank of Cebu which was under receivership sa PDIC? rural bank na sya...

So mas ok kng sa mga commercial banks lang sa ka deposit...

like: MBTC, BPI, EPCIB, BDO, CITI, ABC, CBC, HSBC, UB...

[bojams]

thanks a lot conier.

[pyodor]

Most banks requires an initial deposit of 5T, on that day you open for an account they will give you immediately the checkbook. You will be screened also by the bank manager like as to what purpose you open such account and source of funds for it. My wife got one at the Accord Bank sa may legaspi, initial deposit is 2T only.

[coiner]

WealthBank (Gaisano Group) is P3,000.00

[MOhaN]

yeah 3k ang sa wealthbank.. then after nimo deposit makuha na nimo ang checkbook daun.. no interviews na with the bank manager

[bojams]

Thanks a lot for the info guys...

[Ironwood_Cebu]

yeah 3k ang sa wealthbank.. then after nimo deposit makuha na nimo ang checkbook daun.. no interviews na with the bank manager

president of wealthbank (mr villamor) is a friend.

[joanrie777]

PNB budget checking...2,500 deposit and maintaining balance. but you can only issue check 3 times in a month. ky if molapas ka ug three naay bayad P20 per check issued. Try sa lahug branch nga PNB atbang turtle's nest, kilid kukuk's.

[blank check]

by 3 times in a month you mean 3 checks lng for a particular month. but u can issue the whole check book in one time for use on different months, as in PDCs? thanks.

mag open sd ko para equity for a housing proj.