OFW (dubai based) interested to apply for a credit card.is it feasible?

[lhorenzoo]

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hello mga istoryans,

im an ofw working here in Dubai.am just putting up this thread if there are knowledgeable istoryans out there,coz,am interested to have a credit card form any philippine banks.is this feasible?can i apply one?please advise..thanks..

[jackdi]

Boss,

Why not open a credit card account in Dubai?
Pwede man di bah?
Mas dali pa siguro nimo.

imho

[lhorenzoo]

Sir,
mas gusto nako credit card issued by a philippine bank.thanks sa piece of mind sir.

[jackdi]

Sir,
mas gusto nako credit card issued by a philippine bank.thanks sa piece of mind sir.

I see....

If naa kay account sa usa sa mga bangko diri sa atoa, nya medyo daku pod og pundo, adto pangayo nila og credit card acct. Mohatag na sila.

Ang nakahasol lang ana Boss is: if naa na kaý C-card, nya naa kay kinahanglan i-follow-up with them, makagasto ka og tawag nila (Dubai-Cebu/Mla). Daghan pa ka'g agian sa phone una nimo sila ma-istorya.

Anyway, try lang sa imong bank of choice.

[neshem]

unsa diay advantage if sa pinas na issue ang credit card? while u r working in dubai..

[jackdi]

unsa diay advantage if sa pinas na issue ang credit card? while u r working in dubai..

Other than easy approval kung naa kay funds in that bank.... for me, wala.

Dili pod noon jud ko ganahan og credit card.
Kay ma-encourage man god ta og pangutang.
And I cannot stop myself jud.


So mas maayo pa'ng wla nalang koy credit card.
Debit card nalang ako gi-maintain. Pwede ra man ni akoa for online booking & online transactions.

[miramax]

unsa diay advantage if sa pinas na issue ang credit card? while u r working in dubai..

Bitaw naintriga sad ko, I am an mid-east based OFW myself , I have two major credit cards which I got from my host country.

[neshem]

Other than easy approval kung naa kay funds in that bank.... for me, wala.

nah, dri sa UAE..ikaw pay pugson mokuha og credit card..

thats why nag wonder ko why man sa pinas?

[MK]

Other than easy approval kung naa kay funds in that bank.... for me, wala.

there is...not just few but significant.

some example.
1. If you want to avail the 0% promo like buying appliances etc, you can't avail that with overseas issued card. Why avail of 0% if you can afford cash? why not? Thats 0% interest and you can easily cheap those off your monthly salary instead of paying bulk...the rest you put on an investment vehicle like stocks or other funds. big difference there if you talking something close to 100k or more.
2. Currency conversion rate!!!! this is a big one...The currency conversion done by credit card company and parties involved is way smaller than your usual remittance outlet.
3. You can easily give a secondary card to your love ones? like wife? make sure reliable wife hahaha basi mahurot imo limit.
4. Other promo and gimmicks that are only offered by locally issued card. no small things when it comes to money.

As previously advised by others, just get a credit card there in Mid-east.
Then apply a local credit card here in the philippines sa bank where you have an account.
Put the credit card number you have in mid-east as reference....thats it, they will usually approved you.
Sulayi visit ang bank branch when you apply one inig bakasyon nimo.

[jackdi]

nah, dri sa UAE..ikaw pay pugson mokuha og credit card..

thats why nag wonder ko why man sa pinas?

Mao nay pangutana....

Wala pa may updates si TS.
Nakakuhana kaha to og CC.



Para nako, likay ta sa credit card oist!