Hi I am belle from AZB Marketing an accedited service provider of Chinatrust Bank.
Loan amounts starts from
minimum of P20,000 and up to a maximum of P1,000,000 (subject to credit approval).
It's Interest rate is as low as
1.39% up to a maximum of
1.79% per month ( it's still lower versus credit cards interest rate of 3.5% )
You have an option to choose from 4 different payment terms:
12, 18, 24 and
36 equal monthly amortizations through Post Dated Checks.
PERSONAL LOANS: NO-COLLATERAL / NO CO-MAKER!!!!!!!!!!!!!
QUALIFICATIONS:
SALARIED INDIVIDUALS:
1. Must be 23 to 60 years old** upon loan maturity
2. With a minimum gross monthly income of P 15,000.00 for Metro Manila-based applicants or P10,000.00 for provincial-based applicants
3. Must be with the current company for at least one (1) year on a regular/permanent status
4. With office landline
5. Must be Filipino citizen
*61 to 65 years old upon loan maturity may be allowed if verified with employer that retirement age is 65 years old. Borrowers who are more than 60 years old upon loan maturity must also submit a photocopy of Credit Life Insurance.
SELF-EMPLOYED INDIVIDUALS:
1. Must be 25 to 60 years old** upon loan maturity
2. With a minimum gross monthly income of P 15,000.00 for Metro Manila-based applicants or P10,000.00 for provincial-based applicants
3. Business must be registered existence of operation for at least three (3) years for Trading and Services industry or five (5) years for other industries
4. With office and home landline and/or mobile number
5. Must be a credit cardholder
6. Must be Filipino citizen
There are only few requirements. You may submit photocopies of the following:
For SALARIED INDIVIDUALS :
1. Completely filled out application form.
2. Photocopy of Latest Income Tax Return ITR/ BIR Form 2316
3. Photocopy Company ID with 3 spicimen signature and Government ID.
4. Photocopy Latest (3) three months pay slip
5. Photocopy of Certificate of employment - COE
6. Photocopy of 3 months Bank Statement (for non-top)
For SELF-EMPLOYED INDIVIDUALS:
1. Completely filled out application form.
2. Photocopy of Latest BIR Form 1701
3. Photocopy of unexpired Certificate of Registration from the Department of Trade and Industry (DTI)
4. Photocopy of Latest two (2) months credit card statements
5. Photocopy of Latest six (6) months bank statements of account/s
6. Photocopy of the face of credit card
7. Photocopy of two (2) government-issued ID's with photo
A-10-TION!!!!!!
QUALIFICATIONS FOR CALL CENTER AGENTS :
1. Must be 26 to 60 years old
2. With a minimum gross monthly income of P 25,000
3. Must be with the current company for at least three (3) years on a regular/permanent status
4. With office landline
5. Must be Filipino citizen
REQUIREMENTS FOR CALL CENTER AGENT :
1. Completely filled out application form.
2. Photocopy of Latest Income Tax Return ITR/ BIR Form 2316
3. Photocopy Company ID with 3 spicimen signature
4. Photocopy Latest (3) months pay slip
5. Photocopy of Certificate of employment
6. Photocopy of 3 months Bank Statement (for non-top)
7. Proof of billing
(you can submit the original upon submission of application or you can forward it upon loan availment) You may send your application through fax.
Amortization Table
20,000.00 |
1,944.67 - 2,024.67 |
1,389.11 - 1,469.11 |
50,000.00 |
4,861.67 - 5,061.67 |
3,472.78 - 3,672.78 |
100,000.00 |
9,723.33 - 10,123.33 |
6,945.56 - 7,345.56 |
200,000.00 |
19,446.67 - 20,246.67 |
13,891.11 - 14,691.11 |
300,000.00 |
29,170.00 - 30,370.00 |
20,836.67 - 22,036.67 |
400,000.00 |
38,893.33 - 40,493.33 |
27,782.22 - 29,382.22 |
500,000.00 |
48,616.67 - 50,616.67 |
34,727.78 - 36,727.78 |
600,000.00 |
58,340.00 - 60,740.00 |
41,673.33 - 44,073.33 |
700,000.00 |
68,063.33 - 70,863.33 |
48,618.89 - 51,418.89 |
800,000.00 |
77,786.67 - 80,986.67 |
55,564.44 - 58,764.44 |
900,000.00 |
87,510.00 - 91,110.00 |
62,510.00 - 66,110.00 |
1,000,000.00 |
97,233.33 - 101,233.33 |
69,455.56 - 73,455.56 |
20,000.00 |
1,111.33 - 1,191.33 |
833.56 - 913.56 |
50,000.00 |
2,778.33 - 2,978.33 |
2,083.89 - 2,283.89 |
100,000.00 |
5,556.67 - 5,956.67 |
4,167.78 - 4,567.78 |
200,000.00 |
11,113.33 - 11,913.33 |
8,335.56 - 9,135.56 |
300,000.00 |
16,670.00 - 17,870.00 |
12,503.33 - 13,703.33 |
400,000.00 |
22,226.67 - 23,826.67 |
16,671.11 - 18,271.11 |
500,000.00 |
27,783.33 - 29,783.33 |
20,838.89 - 22,838.89 |
600,000.00 |
33,340.00 - 35,740.00 |
25,006.67 - 27,406.67 |
700,000.00 |
38,896.67 - 41,696.67 |
29,174.44 - 31,974.44 |
800,000.00 |
44,453.33 - 47,653.33 |
33,342.22 - 36,542.22 |
900,000.00 |
50,010.00 - 53,610.00 |
37,510.00 - 41,110.00 |
1,000,000.00 |
55,566.67 - 59,566.67 |
41,677.78 - 45,677.78 |
Notes:
- Monthly Add-On Rate ranges from 1.39% to 1.79% across all loan terms.
- Effective Interest Rate ranges from:
29.48% to 37.54% for 12 months |
29.33% to 36.98% for 24 months |
29.57% to 37.45% for 18 months |
28.58% to 35.78% for 36 months |
- These are indicative rates only. Actual figures may vary and are subject to
change without prior notice.
|
ADDITIONAL INFO :
NOTE: You are not allowed to apply or avail a loan if you have cancelled credit card! "unless if you can provide or secure CLEARANCE for your cancelled card" .
PAHIBALO!!!!!!!!!!!!!
.............."Please be reminded na if naa cancelled or closed credit card dli jud pwd mka apply. Kay bisan unsaon pag limod2 or bisan dli inyo istorya ma trace ra ghapon na sa bank's c.i personel. Please be honest lang guys kay pra dli ta mag waste ug time both imo time and akong time. Kay mao raman ghapon masakpan ra ghapon. Kas2 ra mo sa time, plite, ink(print), photo copy ug uban pa. Please lang guys. Kay sayang jud ang time, Di ta mag waste sato time kay daghan sad bya meg other i meet. Sinabtanay lang ta. Wala najud tay mahimo ug naa namo record. HOPE YOU GET IT!"..........
By the way if you are not qualified with Chinatrust worry no more i can cater other banks for you like: Maybanks , Planters, Sterling and Eastwest Bank.
The requirements for Personal Loans can vary by bank: ALL applicants may be required by the Bank to submit other documents not mentioned above. Further, original copies of the requirements may also be requested prior to loan release.
*So just contact me directly!
By the way, would you have any officemates, friends or relatives that might be interested?
Please Contact me with this mobile number :
09322840603.
Again i'm belle Loan agent looking for a client who wants to avail our personal loan please contact me asap. Please don't text/call me if your not interested with our
PERSONAL LOAN.
This number is for clients only!
Thank you very much Sir/Ma'am.