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  1. #1

    Default Money l.i.f.t (same as time dep but higher interest rate)


    guys, check this out:

    chinabank's re-launching product:

    5 yrs money L.I.F.T (long term investment free of tax)
    - 5 year fixed quarterly interest, and tax-free time deposit
    - minimum of 50,000

    mura ra ni xa og time deposit but long term ra pero WORTH IT KAAU kay DAKO OG INTEREST RATE

    for 50,000 - 199,000 - 4.750% net
    200,000 - 499,000 - 5%
    500,000 - 999,000- 5.250% net
    1,000,000 and up - 5.500% net

    FOR THOSE WHO ARE INTERESTED IN MAKING THIS INVESTMENT, PLS CONTACT 09228825678.. HURRY! LIMITED SLOTS ONLY KAY PROMO RA MAN NI SA CHINABANK..

  2. #2

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    since you are posting this in the business section and not the buy and sell section, and you are not directly stating that you are the broker, I am assuming that this is open to discussion and you want comments.


    At 4.75% net to 5.5% net, Mutual funds will still perform better than this.
    Equity mutual fund can be opened for as low as 5k initial deposit with a conservative interest of 12% per annum. However the ten year running average is 20% per annum.

    Time deposits are not a good form of investment. Use banks for business and emergency funds.
    If you want money to grow, invest where banks invest, and mutual funds are one of them.

  3. #3

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    sakto c metz....already tried sa mga banks....gamay ra tubo.... maypa MUTUAL FUND... sorry TS... ni share lang pod ko sa ako experience.... open for all man kaha ni....dili sa pagdaot ha....

  4. #4

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    Quote Originally Posted by jan_mar11 View Post
    guys, check this out:

    mura ra ni xa og time deposit but long term ra pero WORTH IT KAAU kay DAKO OG INTEREST RATE

    for 50,000 - 199,000 - 4.750% net
    200,000 - 499,000 - 5%
    500,000 - 999,000- 5.250% net
    1,000,000 and up - 5.500% net
    Quarterly ni nga rate? If quarterly dako2x tuod

  5. #5

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    Quote Originally Posted by jan_mar11 View Post
    guys, check this out:

    chinabank's re-launching product:

    5 yrs money L.I.F.T (long term investment free of tax)
    - 5 year fixed quarterly interest, and tax-free time deposit
    - minimum of 50,000

    mura ra ni xa og time deposit but long term ra pero WORTH IT KAAU kay DAKO OG INTEREST RATE

    for 50,000 - 199,000 - 4.750% net
    200,000 - 499,000 - 5%
    500,000 - 999,000- 5.250% net
    1,000,000 and up - 5.500% net

    FOR THOSE WHO ARE INTERESTED IN MAKING THIS INVESTMENT, PLS CONTACT 09228825678.. HURRY! LIMITED SLOTS ONLY KAY PROMO RA MAN NI SA CHINABANK..
    kung nangita mo ug investment ayaw sa bank bro... adto diritso sa mutual funds... kung wala ka kibaw unsa nang mutual funds... there is a talk all about mutual funds every monday of the month... 7pm-8pm... salinas drive lahug cebu city... matsalams bro...

  6. #6

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    Quote Originally Posted by jan_mar11 View Post
    guys, check this out:

    chinabank's re-launching product:

    5 yrs money L.I.F.T (long term investment free of tax)
    - 5 year fixed quarterly interest, and tax-free time deposit
    - minimum of 50,000

    mura ra ni xa og time deposit but long term ra pero WORTH IT KAAU kay DAKO OG INTEREST RATE

    for 50,000 - 199,000 - 4.750% net
    200,000 - 499,000 - 5%
    500,000 - 999,000- 5.250% net
    1,000,000 and up - 5.500% net

    FOR THOSE WHO ARE INTERESTED IN MAKING THIS INVESTMENT, PLS CONTACT 09228825678.. HURRY! LIMITED SLOTS ONLY KAY PROMO RA MAN NI SA CHINABANK..
    bro what happens if kuhaon na ang principal before the 5yr term is over?

  7. #7

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    Quote Originally Posted by Metz View Post
    since you are posting this in the business section and not the buy and sell section, and you are not directly stating that you are the broker, I am assuming that this is open to discussion and you want comments.


    At 4.75% net to 5.5% net, Mutual funds will still perform better than this.
    Equity mutual fund can be opened for as low as 5k initial deposit with a conservative interest of 12% per annum. However the ten year running average is 20% per annum.

    Time deposits are not a good form of investment. Use banks for business and emergency funds.
    If you want money to grow, invest where banks invest, and mutual funds are one of them.

    Hi, unsa na mutual fund? pwede paexplain sir. i have enough fund for TD but i like to know about mutual fund to see which is much better.

  8. #8

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    Quote Originally Posted by buyogon View Post
    Quarterly ni nga rate? If quarterly dako2x tuod
    Its interest rate per year divided by 4 bai. Manira ang bank ana hehe

    Quote Originally Posted by dv1000 View Post
    bro what happens if kuhaon na ang principal before the 5yr term is over?
    Td mana bai most likely naa na penalties.

    Quote Originally Posted by bobyray View Post
    Hi, unsa na mutual fund? pwede paexplain sir. i have enough fund for TD but i like to know about mutual fund to see which is much better.
    Replied to your pm. Naa money management talk ugma. Just inform me kung bakante ka., if dili appointment lang ta

  9. #9

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    just for the sake of comparing this product to other bank's product, I guess mas maayo ang sa BPI nga max saver kay 6% then holding period is only 1 year. But then again, mas maayo gihapon ang mutual fund pero if you really want to put it sa bank for any reason you have, much better sa BPI nlang

  10. #10

    Default Re: Money l.i.f.t (same as time dep but higher interest rate)

    @TS gamay kaau ang growth bro. Kan-on sa inflation imong money ana...

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