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  1. #1

    Question Investing in Mutual Fund vs Citisec Online EIP


    Mga master asa may dako ug return of investment sa duha for long term?

  2. #2

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    sa akoa bro MF.....long term pasagdan lang nako.....kay mag citisec ka ...everyday ka bantay.... kay trading.... sa ako MF....pwede ra ko mopono every month para sa ako pang retirement, while nag work pod ko sa negosyo.... let money work for u

  3. #3

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    Quote Originally Posted by quantuminplus View Post
    sa akoa bro MF.....long term pasagdan lang nako.....kay mag citisec ka ...everyday ka bantay.... kay trading.... sa ako MF....pwede ra ko mopono every month para sa ako pang retirement, while nag work pod ko sa negosyo.... let money work for u
    murag ang eip bro cost averaging man cguro na ila gna promote... di ko sure

  4. #4

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    Quote Originally Posted by quantuminplus View Post
    sa akoa bro MF.....long term pasagdan lang nako.....kay mag citisec ka ...everyday ka bantay.... kay trading.... sa ako MF....pwede ra ko mopono every month para sa ako pang retirement, while nag work pod ko sa negosyo.... let money work for u
    sir sa citisec pwede rman pud ka dili mag trading. Hence they put up EIP, which supports cost averaging. If maayu lang jud na company imung mapili, mas dako jud na kaysa MF.

  5. #5

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    Quote Originally Posted by quantuminplus View Post
    sa akoa bro MF.....long term pasagdan lang nako.....kay mag citisec ka ...everyday ka bantay.... kay trading.... sa ako MF....pwede ra ko mopono every month para sa ako pang retirement, while nag work pod ko sa negosyo.... let money work for u
    kanang trading is holding your stocks/shares in a shortest period of time. Pwede man mag invest using Citiseconline EIP.

  6. #6

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    ang EIP sa citiseconline just like they say nga cost averaging methd, which is similar to MF pod kung monthly ka mag top up, ang ako fear lang kay kung mag focus ko sa citiseconline, basi mawala ang akong pagka investor mode and matintal ko into trading mode which I am not very comfortable with . . . .

  7. #7

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    So f mabotang Lang nato sa right companies thru citiseconline eip, it means this is better than MF f mAbotang pud nato sa right MF companis? Nindot ni nga thread dA, ky so far, MF ra ra ba akoA pa, WA pa ko sa eip. Mga masters, more inputs please.

  8. #8

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    Quote Originally Posted by smartcool View Post
    So f mabotang Lang nato sa right companies thru citiseconline eip, it means this is better than MF f mAbotang pud nato sa right MF companis? Nindot ni nga thread dA, ky so far, MF ra ra ba akoA pa, WA pa ko sa eip. Mga masters, more inputs please.
    Main difference is that if you put your money in an MF, it will be managed by a professional fund manager while if sa EIP, ikaw mupili sa imong stocks and ikaw mag manage sa imong portfolio. Sa MF, ang fund manager na ang magbuot unsa na stocks paliton. However, since naay mu-manage sa MF na professional, naa pud nay fees. Kung EIP, trading costs ra imong bayaran pero you are left to decide for yourself.

    MF is better for those na walay time and who have no experience sa stock market. Ang fund manager nalang ang bahala. EIP for those who are confident enought to choose their own stocks. If you have enough capital, do what my friends do. Ayaw ug agi sa MF, sunura lang unsay sulod sa ilang portfolio. Hehe.

  9. #9

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    hahahah....daghan pa gyud diay ko makat unan...sowe...hehehe.... pero mag MF lang ko para mabiya biyaan ra..... check lang once - 3 x a month.... para maka focus sad sa business... maytag mo down ug dako ang FAMI.... hehehe.... plus averaging.... nice2x

  10. #10

    Default Re: Investing in Mutual Fund vs Citisec Online EIP

    Quote Originally Posted by dodongisputing View Post
    Main difference is that if you put your money in an MF, it will be managed by a professional fund manager while if sa EIP, ikaw mupili sa imong stocks and ikaw mag manage sa imong portfolio. Sa MF, ang fund manager na ang magbuot unsa na stocks paliton. However, since naay mu-manage sa MF na professional, naa pud nay fees. Kung EIP, trading costs ra imong bayaran pero you are left to decide for yourself.

    MF is better for those na walay time and who have no experience sa stock market. Ang fund manager nalang ang bahala. EIP for those who are confident enought to choose their own stocks. If you have enough capital, do what my friends do. Ayaw ug agi sa MF, sunura lang unsay sulod sa ilang portfolio. Hehe.
    Bro d ba cost averaging ra man pud concept sa eip? So let's say medyo limited ako time, no need na cge monitor? Kang kinsa portfolio nag makasalig ta bro? Lusud pud cge ta sunud. So kanang proven na nd with track record jud! By d way, ingon lagi c Bo sancheZ d Lang sa daw invest stocks now until few weeks!

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