Mutual Funds and Stock Exchange

[sherwin123]

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Unsaon man ka magka income sa stock exchange?ngano gina consider man siya nga long term investmet?asa ta maka kuha ug info about ani?kung magbaligya man ka sa imong stocks, asa nimo ibaligya?unsay meaning sa minimum withdrawal? ug locked for X no of years?pls enlighten me. thanks.

[sherwin123]

naa man gud naga offer nako mag invest sa akong savings sa isa ka insurance company. gusto unta ko mag get ug more info before kog mag kuha.

[wizard_jamex]

naa man gud naga offer nako mag invest sa akong savings sa isa ka insurance company. gusto unta ko mag get ug more info before kog mag kuha.

unsa na insurance company nag offer nimo ana?

[makie]

Before making a decision, assess your situation first. Does insurance or investment fit you more?

Insurance is ideal kung nagbuild up pa ka. If di pa kaayo lawom imong savings and naay mga nagdepend nimo financially, opt for insurance. Insurance will cover your income generating capacity just in case naay mahitabo nimo, at least covered financially imong family and loved ones.

When it comes to insurance, go for term insurance instead of whole life. Term insurance will cover you for a specific period of time while whole life will get you covered for your entire life. Nganong term insurance man nga shorter iyang coverage? Because in whole life, time will come that ang imong nabayaran sa mga premiums kay mas dako pa sa covered amount.

So while building your financial foundation, get your dependents covered. At least naa kay peace of mind nga kung naay mahitabo nimo, dili maglisod financially imong family.

As for investment, this is the last one in the financial foundation tree. Why? Because investments are intended to grow thus dapat di gyud ni mahilabtan. Kung wala kay insurance then naa kay investments and naay mahitabo nimo, you'll have no choice but to pull your investments out to cover the expenses. Back to square one ka.

So ideally, dapat insurance ang mag una. Kung mokuha ka ug insurance and naay sobra after paying the premium, pwede na nimo ibutang sa mutual funds or stocks but iprioritize gyud ang insurance.

The good thing karon kay naa nay mga insurance and health care nga bundled na ang mutual funds so you're hitting two birds with one stone. It's called BTID (buy term and invest the difference). You get your loved ones covered, naa pa kay investment pang long term, then di pa taas ang time nga magbayad ka sa premium.

[sherwin123]

AXA ang company. you can check their website at www.axa.com.phthanks sa i info makie.nag plan bitaw unta ko magkuha ug insurance pero dugay man gud kaayo ang maturity, mao na didto na lang ko sa investment.

[lorenzoleo]

AXA ang company. you can check their website at www.axa.com.phthanks sa i info makie.nag plan bitaw unta ko magkuha ug insurance pero dugay man gud kaayo ang maturity, mao na didto na lang ko sa investment.

how many years to pay ka sa insurance sa Axa?
ALways remember that the purpose of Life Insurance is for income replacement incase we die too soon, but for growing money not good vehicle, it is good to invest it directly into stock market or through Mutual Funds, because these institutions whether you like it or not, they will reinvest your money into MF or stock market. T_T!

[makie]

AXA ang company. you can check their website at www.axa.com.phthanks sa i info makie.nag plan bitaw unta ko magkuha ug insurance pero dugay man gud kaayo ang maturity, mao na didto na lang ko sa investment.

How long? When it comes to insurance, ienforce man dayun na sa company imong policy once sakto imong pagkabayad sa premiums so maski 1 month pa imong nabayaran, covered na imong beneficiaries. Just be sure to be prompt in paying para di malapse imong policy.

[wizard_jamex]

AXA ang insurance company.........

[neo4596]

Unsaon man ka magka income sa stock exchange?ngano gina consider man siya nga long term investmet?asa ta maka kuha ug info about ani?kung magbaligya man ka sa imong stocks, asa nimo ibaligya?unsay meaning sa minimum withdrawal? ug locked for X no of years?pls enlighten me. thanks.

Bro, maka-profit ka sa stocks through capital appreciation or increase sa price sa imong stocks and dividends nga ihatag sa company sa imong stocks. Dli lang pang-long term ang stocks, pwd pud short term like stock trading. Kung gusto ka mopalit ug stocks, you need to have a broker. There are two kinds of brokers: traditional and online. Ang broker nko kay online. If you want to know gi-unsa nko pagkuha ug broker adto lang sa thread na ONLINE STOCKBROKERS para mahisgutan nato ang ways on how to avail the services of an online broker...

[sherwin123]

thanks sa inyong reply.. daghan ko na tun-an ninyo...


nagkuha nako nila.


kaysa i butang nako akong kwarta sa bangko, didto na lang. mas dako pa ang interest.