Life insurance is a need, not an expense. Life insurance is a must for anyone who's still accumulating his riches and needs something to be left behind just in case he "moves on" not according to plan.
It's a must for the middle class and young families to insure themselves. Unfortunately, what's commonly offered is out of their income's range. Term life insurance is rarely offered by insurance agents, but this is what the public really needs, cheap life insurance.
Videos:
Reasons why you shouldn't buy Whole life or Cash value life insurance
Term Insurance explained
Dave Ramsey explaining why Whole life insurance is not worth your money.
I can offer you the cheapest 20 term life insurance provided by Cocolife. And this is regulated by the Insurance Commission, which is good as guaranteed pay-out if something happens to you.
Sample Policy for a 30 yr old breadwinner:
Benefit: P 1 Million 20 year term life insurance coverage, no medical examination required, unless you are obviously sick
Annual premium: P 7650
Semi annual premium: P 4054.50
Quarterly premium: P 2103.75
Quarterly premium divided into 90 days is P 23.50.
Almost the same price as 1 liter of Coca Cola.
I'm sure a lot of breadwinners can afford this.
Breadwinners say they love their family the most.
The car is insured, the house is insured, but the breadwinner is
not insured.
Also, life insurance is cheaper than car insurance!
Policy is renewable without any medical checkups required after the 1st 20 year term ends.
If you're interested just PM me or contact me with your birthday and spouse' birthday(if you have one):
SMART: 09088911621
SUN: 09339248538
email:
ronmar_lasco@yahoo.com
PS:
no life insurance discussions on this thread please, there's a good thread in the business sections.
no thread crapping.