Retail treasury bonds tranche 12 (“rtb-12”)

[miyay]

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RTBs will be offered in 5, 7 and 10-year tenors.

In addition, the updated schedule of activities are as follows:

Auction/Determination of Interest Rate : August 10, 2010
Public Offer Period : August 10 (Head Office 2 - 3:30 pm; Branches 2 - 3 pm) to August 17, 2010
Investors' Briefings:
Manila (DBP Bulwagan ng Diwang Pilipino) : August 10, 2010, 3:30 pm
Provincial (Cebu, Davao and CDO) : August 11 to 13, 2010 (venues to be announced)
Issue/Settlement Date : August 19, 2010

[jackdi]

RTBs will be offered in 5, 7 and 10-year tenors.

In addition, the updated schedule of activities are as follows:

Auction/Determination of Interest Rate : August 10, 2010
Public Offer Period : August 10 (Head Office 2 - 3:30 pm; Branches 2 - 3 pm) to August 17, 2010
Investors' Briefings:
Manila (DBP Bulwagan ng Diwang Pilipino) : August 10, 2010, 3:30 pm
Provincial (Cebu, Davao and CDO) : August 11 to 13, 2010 (venues to be announced)
Issue/Settlement Date : August 19, 2010

Halu Ms. Miyay.

Pwede pa-elaborate further.
...minimum investment amount ?
...interest rates, etc... (esp for the 5 years maturity) ?
...what are the other fees to be paid aron maka-invest ta ani ?
...and most importantly, how to get them in Cebu ?

Please post it here.
Salamat.

[kizj]

^^ if ok ra nimo mam miyay, please post the details here na lang para mas daghan makabasa ug ma inform..Thanks in advance mam

[miyay]

investment size: multiples of P5K
determination of interest rate: August 10, 2010 per above schedule. will post once available
requirement: open a dbp account or accounts in banks offering the same
no other fees, i think

per past 2 years experience, dali ra ni mahurot. grabe ang liquidity sa market.

[kizj]

thanks sa update mam miyay..per your experience mam pila ang interest niya per annum? ayus sad bitaw ni ang rtb and safe nga investment...

[miyay]

ang modetermine sa interest rates kay ang ROP (republic of the philippines) based sa market bids.
pinaka safe ni siya na investment sa ato country for small investors. guaranteed by ROP.

2008 - 5 yrs 9.00% p.a. (gross)
2009 - 3 yrs 5.25% p.a. (gross)

quarterly ang interest payment. with 20% withholding tax.

OT: paet, mam na diay ko ron

[jackdi]

Halu MS Miyay,

Ga-research ko gamay ani karon lang.


Between 5% - 9% diay ang interest ani per annum?
I see....
...less 20% tax is about 4% - 7.2% net interest p.a.

Please ake note, current inflation rate is at 4.3% (for year 2010 as of July 2010) (see BSP website)
So all in all, your investment would actually grow around 0% to 3% in value per year. (5%-9% less 20% less inflation rate).

Ingon ani ba ang sakto nga pagtan-aw ani nga investment?

It is good ... but not so good.
Anyway, its a lot better than not investing at all.
At least, kani is fully secured by the government jud - lupig pang PDIC!


Please correct my line of thinking.
Thanks.

[miyay]

beats time deposits. low risk, low returns. imo, it's not so bad to have an ROP paper in your portfolio.

you might also ask yourself why investments like these sell like hotcakes in the market......

[medwarc]

bitaw, murag gamay ra ang interest. anyway, ga expect na man sad ko nga gamay ra jud ug interest.

[thadzonline]

how to acquire ani and what are the minimums?
na curious jud ko ani ai