How can you manage your financials effectively?

[jkizzmaxwell]

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Learn WHY you are still in your current financial status.
Learn WHY people who won the lottery goes back to their previous financial status after a couple of months.
And learn WHY other people can create wealth from zero.

A course based on a course being held in Canada, USA, Europe, Singapore and Malaysia is now HERE in Philippines.

The course is very intentional and it is a participative course. Tasks will be given after every steps, this way you will really get involved with the course and absorb the course effectively.

The course will be tackling about Money Management (for business owners, for couples, for children, for family and personal money management), Empowering way of thinking and Disempowering way of thinking, and about TAKING ACTION.

It includes 4 modules: Module 1 (Awareness), Module 2 (Understanding), Module 3 (Reconditioning), and Module 4 (Action *optional)

Taking action is a crucial part in being successful, knowing a lot of things but not applying them will get you nowhere. It is said you only know a thing if you are doing it.

After finishing all the Modules and, of course, applying what you have learned, you will notice a huge change in your financials.

Here are the schedules

Mondays
Shaw Blvd., Ortigas / Trinoma
3:00pm - 6:00pm
6:00pm - 9:00pm

Tuesdays
Shaw Blvd., Ortigas / Alabang
3:00pm - 6:00pm
6:00pm - 9:00pm

Wednesdays
Makati (Greenbelt or Ascott hotel)/ Trinoma
3:00pm - 6:00-pm
6:00pm - 9:00pm

Thursdays
Makati (Greenbelt or Ascott hotel)/ Alabang
3:00pm - 6:00-pm
6:00pm - 9:00pm

What to bring:
Pen
Notebook or Filler
Php 200.00

To reserve a seat, please send the following information
Name
Profession
Age
Contact Number
(Please reserve at least a day before the day you want to attend.)

JP Lerit
Business and Mindset Coach
0916.492.3927
www.ca2020.net

*This is NOT a business opportunity
*NO selling
*NO recruiting

I know you would want to attend one or both of these seminars. Now, sign-up to www.ca2020.net for more details. (Invites from Coach JP Lerit)

[giddyboy]

For the newbies, dia ray simple ay:

STEP 1: LIVE BELOW YOUR MEANS.

Always live below your means. Successful rich people live below their means. Those people who are rich but live above their means are called the poor rich...

That means watching how you are spending your hard-earned money. A cup of a P100 a day brewed coffee is P3,000 of added monthly expenses.

Dili ni pasabot nga mag tinihik. There is a difference between being tihik than being aware of where your expenses go and what you can do about it.

Self-discipline is the key here...


STEP 2: SAVE!

From your Income, save 30% first and foremost, while the 70% you spend for your needs. If you can do more than that percentage, the better.

Do not touch your savings or even think about drawing some funds from it.

All it needs again, is discipline. No discipline, you can forget about even opening a savings acct or even borrowing money.


STEP 3: CONTINUALLY EXPAND YOUR CONTEXT/MINDSET/REALITY.

Think like how the rich thinks even if you are poor or middle-class. This doesn't mean you go immediately and buy a fancy car. What I mean is expanding your reality about money.

The old story why poor people who won the lotto and back to being poor in a few months is an example. The reason is they have a poor context. They don't know how and what to do w/ their lots of money. Most likely, they are going to spend them all in liabilities and expenses until nothing is left.

Another example is a seaman who earns a lot abroad. Cgeg padala ug kwarta sa pamilya kada buwan w/o saving part of it. Inig ka tiguwang or masakiton na, he went poor. The sole reason? Poor financial literacy.

Financial literacy can be gained in business schools but generally, our education system does not. We are taught to work for money but not money working for you. That's why financial education can be gained from other sources like self-help materials (DTI's GoNegosyo, Robert Kiyosaki books, Bo Sanchez TrulyRichClub, etc) and seminars...

[lorenzoleo]

Buy Term insurance, Less Premium but very big Capital. Avoid Whole-Life or Endowment.
Better buy Term Insurance and Invest the difference because you don't need insurance life time. Insurance is just temporary, you buy insurance if you don't have big savings yet. If you already have big Savings, you are already self insured because you can live on interest.

Buy for Long Term Health Care so that you have healthcare even your already 60+ and up You need Healthcare the most when your retire.

Invest 30% of your take home pay per month into Mutual funds.
If your still young go for an aggressive Mutual Fund which is the Stock Fund.
If you already old go for a less aggressive mutual Fund which is the Bond Fund.

[uchiha_cute]

wow! thanks for the info sir. now i know how to manage and use my money. but need more knowledge pa gyud.

[josephjuban]

You can join our free seminars on financial management. Just pm me for details.

[spintex]

ah ha!! only 3 simple way no registration needed heeeeee!!!!

For the newbies, dia ray simple ay:

STEP 1: LIVE BELOW YOUR MEANS.

Always live below your means. Successful rich people live below their means. Those people who are rich but live above their means are called the poor rich...

That means watching how you are spending your hard-earned money. A cup of a P100 a day brewed coffee is P3,000 of added monthly expenses.

Dili ni pasabot nga mag tinihik. There is a difference between being tihik than being aware of where your expenses go and what you can do about it.

Self-discipline is the key here...


STEP 2: SAVE!

From your Income, save 30% first and foremost, while the 70% you spend for your needs. If you can do more than that percentage, the better.

Do not touch your savings or even think about drawing some funds from it.

All it needs again, is discipline. No discipline, you can forget about even opening a savings acct or even borrowing money.


STEP 3: CONTINUALLY EXPAND YOUR CONTEXT/MINDSET/REALITY.

Think like how the rich thinks even if you are poor or middle-class. This doesn't mean you go immediately and buy a fancy car. What I mean is expanding your reality about money.

The old story why poor people who won the lotto and back to being poor in a few months is an example. The reason is they have a poor context. They don't know how and what to do w/ their lots of money. Most likely, they are going to spend them all in liabilities and expenses until nothing is left.

Another example is a seaman who earns a lot abroad. Cgeg padala ug kwarta sa pamilya kada buwan w/o saving part of it. Inig ka tiguwang or masakiton na, he went poor. The sole reason? Poor financial literacy.

Financial literacy can be gained in business schools but generally, our education system does not. We are taught to work for money but not money working for you. That's why financial education can be gained from other sources like self-help materials (DTI's GoNegosyo, Robert Kiyosaki books, Bo Sanchez TrulyRichClub, etc) and seminars...

[SioDenz]

kasagaran sa sitwasyun ing ani:

If naay mu ask nimu, Unsaon nko pag apply imu 3 steps bai if ako sweldo 10k pesos every month minusan pa ug tax? nya naa koy 3 ka anak nya asawa way trabaho?

makahatag kaha ta ug estimate unsaon niya iya sweldo base sa 3 steps?

ug kitay pangutan on ani, unsaon natu pagtubag?

just askin...

[brandnewbien]

nice ni cya. may unte we learn not just to save but to invest wisely.

[medwarc]

kasagaran sa sitwasyun ing ani:

If naay mu ask nimu, Unsaon nko pag apply imu 3 steps bai if ako sweldo 10k pesos every month minusan pa ug tax? nya naa koy 3 ka anak nya asawa way trabaho?

makahatag kaha ta ug estimate unsaon niya iya sweldo base sa 3 steps?

ug kitay pangutan on ani, unsaon natu pagtubag?

just askin...

my advise Sir for him, do not just focus solely in his job. look for sideline/part time job and most especially, his wife and children should know their status.
and also, live simply.

[miyay]

For the newbies, dia ray simple ay:

STEP 1: LIVE BELOW YOUR MEANS.

get a credit card only when you know how to control yourself. if there's no added cost or opportunity cost, i usually pay thru cc, for the points