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Thread: time deposit

  1. #1

    Default time deposit


    asa pinakadaku hatag sa time deposit?

  2. #2
    last year bro sa city savings bank base ra pud ni kadto ako jud nangunay ug canvass. i try lang. kay kadto pag mature na sa ako time deposit ni ask ko balik nigamay na man ila interes.

  3. #3
    first of all, delicado naman ng pinaka dako ug time deposit, look at legacy and other rural banks - Closed! and hangtod karon, wa pa ka bayad ang PDIC sa tanan depositors for lack of docs and its the banks fault.

    I sent you a PM - Im a banker as well
    Last edited by COMCAM; 12-11-2009 at 07:29 AM.

  4. #4
    boss COMCAM, pwede apilan ko nimo ug hatag sa info about time deposit.

    salamat

  5. #5
    Mutual fund is the solution to your long term savings it has higher rate of return and the safest vehicle to grow your money since the fund is being distrbuted into several stocks (asset allocation) and it is manage by a fund manager
    it cud give you 10% p.a. or more depends upon the market. But for long term it is very good compare to a time deposit.

    Check this website http://www.icap.com.ph/

    If your interested to learn about mutual fund, pm me to set an appointment so that I could fix my schedule.
    Last edited by lorenzoleo; 12-11-2009 at 09:25 AM.

  6. #6
    Interested ko both. PM me. I just want to learn more about the two. Thanks ü

  7. #7
    good pm pipol..i am from davao and wanted to know more about time deposit and mutual funs, what id the difference between the two, the advantages and disadvantages, and everything I have to know to enlighten me regarding this matter. i want to invest for the future of my son. need your guidance.
    thank you and have a nice day to all.
    you can email me at emjoy_dah@yahoo.com or call and text me at 09228361061 and 09096690421

  8. #8
    If you are interested to learn more about how money market works, you can attend our live coaching about mutual funds at IMG Wealth Channel TV office Salinas Drive Lahug Cebu. You can pm me if you want to attend. Our Regular coaching is every TTHS 6:30 PM.

  9. #9
    take note, Mutual Funds is for LONG term savings - if di ka lawom ug bulsa - time deposit lang sa. Daghan pa kaayo me ma offer sa bank for personal savings. And the 10% per annum is dependent on the market. Meaning it has the potential to earn but what about the potential to loose - loses is just on paper not unless you redeem it.

    But if you have deep pockets, go for mutual funds. As for my mutual fund? Wa pa ko ka bawi, im on my 4th year and if I redeem it, I will loose 30% of my investment - so financial markets should be stable so that I will gain - hmmm lets say 2011? hopefully maka gain nako.

    I've been selling personnal life insurance, group insurance, medical insurance, pension plans, mutual funds, ROP bonds, Special deposit accounts, retirement fund and bank products. Wala lang ko nag RFP - Registered Financial Planner - Mahal man gud - walay mu sponsor hehehe.

    I concentrate now on banking.

  10. #10
    money market is a different thing - its very volatile - again its for someone who has deep pockets. Volatile, meaning risky.

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