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  1. #1

    Default FotoFinance. We Accept Photography Gear Financing.


    Do you want to buy your favorite photography gears but you just cant wait till December? Or do you want to buy gears but you want it on installment basis?

    WAIT NO MORE. Because, WE Finance the gears you want.

    We finance the 70% of your gear's amount at any Photography Store in Metro Cebu.. 30% serves as your down payment to us. We pay the seller/photography store the full amount.

    Note: Co-Maker is needed.

    Requirements before loan is approved/released:
    1. 2x2 picture for Loan applicant, 1pc 2x2 for co-maker
    2. Residence certificate (applicant and co-maker)

    ----------------------------------------
    For employed:
    3. Current Certificate of employment
    4. Payslip (latest 2 months)

    For self-employed:
    3. Income tax return
    4. Business permit
    ----------------------------------------

    5. Cheque (PDC, once approved)
    6. 2 Valid I.D.
    7. Proof of Residence/Proof of Billing

    For computation, rates and other queries, send me flickrmail or please call 267-4445 or 0922-2785008 for more details. Or email: fotofinance@britzbriones.com
    Last edited by vbrhitchz; 11-17-2010 at 10:37 AM.

  2. #2
    FotoFinance FAQ:

    1. What is FotoFinance?
    FotoFinance is a financing entity that helps you acquire your gear thru a financing scheme that's light and easy on the budget. If you want a gear and want to buy it on installment plan, then FotoFinance is another option.

    2. How can I avail of FotoFinance financing scheme?
    First, you have to accomplish an application form then submit the following requirements:

    1. 2x2 picture for Loan applicant, 1pc 2x2 for co-maker
    2. Residence certificate (applicant and co-maker)

    ----------------------------------------
    For employed:
    3. Current Certificate of employment
    4. Payslip (latest 2 months)

    For self-employed:
    3. Income tax return
    4. Business permit
    ----------------------------------------

    5. Cheque (PDC, once approved)
    6. 2 Valid I.D.
    7. Proof of Residence/Proof of Billing
    8. Duly accomplished Co-maker form

    3. What is a co-maker?
    A co-maker is a person other than you that acts as borrower in cases where the maker/loan applicant cannot fulfill his/her obligation to FotoFinance.

    4.How much is the interest?
    The interest is a low 3% per month if the unit/gear you are planning to apply for financing is BRAND NEW. For second-hand or slightly used unit/gear, we apply an interest of 4% per month.

    5. How much is the down payment for BRAND NEW units? For second hand units?
    The down payment for brand new unit is 30% of the amount of the unit/gear you want to apply for financing. For second-hand or slightly-used units, we require a 50% down payment of the amount of the gear/unit you are applying for financing. The remaining amount will then be the financed amount that is subject to our corresponding interests.

    6. Are there any other fees?
    Yes, we collect service and notarial fees. We only collect these fees if the application is approved.

    7. How many days will I know if my application is approved?
    If all the requirements are complete, we process your application for 2-3 working days only.

    8. Do you Finance units/gears not related to Photography?
    Yes, but subject to other terms and conditions. We finance gadgets such as but not limited to cellular phones, PDAs, laptops and other electronic gadgets.

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    tabang ta up ani ........ kumbate bai britz !!!

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