Salary Loan Applicants (Fast Processing)

[imeanbusiness21]

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We offer an array of products both collateral and non collateral loans with minimal requirements and affordable rates.

Collateral loans have guarantee (whether vehicle or property) in exchange for the money that we will finance you. We only hold the Original Receipt / Certificate of Registration (OR/CR) as collateral for vehicles and The Original Transfer Certificate Title for Property/Real-estate.

Non-collateral loans have no guarantee. We will require the client to provide a co-borrower or a co-maker who will join signatories in the issuance of Post Dated Checks (PDC). The PDC is your mode of payment to the company. Non-collateral loans are Doctor’s Loan, Business Loan, Salary Loan, OFW and Seaman Loan, Beneficiary and Allotee Loan, Franchising Loan, and Appliance Loan.

(We would be glad to open a checking account for you, don't worry)

The interests for all products are “add-on” and are effective on a monthly basis. Example: 2% per month is multiplied by the loan terms. All of our products have a processing fee which is deductible to your loanable amount. The processing fee is different for every product.

Loan amortizations are paid through your post-dated-check where you will issue to us upon the release of your loan. This will serve as our security of payment from you. You will have to maintain your Checking Account for your post dated checks to be valid, otherwise, it will bounce.

In order to avail of our products and services you must be:

• A Filipino Citizen
• 21 – 59 years of age at loan maturity
• For 60 years old and above, a co-borrower (59 and below years of age) is needed.
• Must have valid contact numbers.

The standard requirements for every type of loan are the following:

• Completely-filled up application form
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)

*Take Note: All Products have additional documentary requirements, please see the product list above.

Non-collateral Loans (Salary, Business, Educational, OFW/Seaman,Appliance,Doctors, Medical Assistance, Motorcycle Financing, etc.) would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.

The standard requirements for a Co-Maker or Co-borrower are the following:

• A Filipino Citizen
• 21 – 59 years of age upon loan maturity
• Latest 2x2 picture (3pcs)
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)
• Must have a steady source of income.

Navigate your way to understand further our loan products and see which type of loan suits you the most.

SALARY LOAN

For Regular Employees of Private Companies
Up to 150% of monthly salary @ 2.75% interest/month
Payable up to 1 Year
4 Days Processing

Qualification Requirements:

• Employed for at least 6 months with regular status
• If single, basic salary at Least PhP 7,000
• If Married, combined income with spouse at least PhP 10,000

Documentary Requirements:

• Photocopy of latest one (1) month pay slip.
• Original Certificate of Employment or Income Tax Return (ITR)
• Payroll Account/ATM Bank Statement
  

For Initial inquiry please do this:

(TEXT SALARY LOAN Complete Name/Age/Occupation/Company/E-Mail Address/Your Questions)

Send it to 09226205921

Please text me your E-Mail Address so that I can E-Mail you the Loan Application Form

For more information on loan guidelines and requirements, please don’t hesitate to contact:

Lourd
Loan Consultant
Mobile Number:09226205921 (SUN)
E-Mail Add/YM : cebu.classifieds@yahoo.com



Be Careful....Deal only with Professional Accredited Loan Consultants...

I can help YOU Fast-track your Loan Application...
4 days release if requirements are complete...

[imeanbusiness21]

Don't forget the standard requirements for every type of loan...

These are the following:

• Completely-filled up application form
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)

*Take Note: All Products have additional documentary requirements.

Non-collateral Loans (Salary, Business, Educational, OFW/Seaman,Appliance,Doctors, Medical Assistance, Motorcycle Financing, etc.) would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.

The standard requirements for a Co-Maker or Co-borrower are the following:

• A Filipino Citizen
• 21 – 59 years of age upon loan maturity
• Latest 2x2 picture (3pcs)
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)
• Must have a steady source of income.

[imeanbusiness21]

We offer an array of products both collateral and non collateral loans with minimal requirements and affordable rates.

Collateral loans have guarantee (whether vehicle or property) in exchange for the money that we will finance you. We only hold the Original Receipt / Certificate of Registration (OR/CR) as collateral for vehicles and The Original Transfer Certificate Title for Property/Real-estate.

Non-collateral loans have no guarantee. We will require the client to provide a co-borrower or a co-maker who will join signatories in the issuance of Post Dated Checks (PDC). The PDC is your mode of payment to the company. Non-collateral loans are Doctor’s Loan, Business Loan, Salary Loan, OFW and Seaman Loan, Beneficiary and Allotee Loan, Franchising Loan, and Appliance Loan.

(We would be glad to open a checking account for you, don't worry)

The interests for all products are “add-on” and are effective on a monthly basis. Example: 2% per month is multiplied by the loan terms. All of our products have a processing fee which is deductible to your loanable amount. The processing fee is different for every product.

Loan amortizations are paid through your post-dated-check where you will issue to us upon the release of your loan. This will serve as our security of payment from you. You will have to maintain your Checking Account for your post dated checks to be valid, otherwise, it will bounce.

In order to avail of our products and services you must be:

• A Filipino Citizen
• 21 – 59 years of age at loan maturity
• For 60 years old and above, a co-borrower (59 and below years of age) is needed.
• Must have valid contact numbers.

The standard requirements for every type of loan are the following:

• Completely-filled up application form
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)

*Take Note: All Products have additional documentary requirements, please see the product list above.

Non-collateral Loans (Salary, Business, Educational, OFW/Seaman,Appliance,Doctors, Medical Assistance, Motorcycle Financing, etc.) would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.

The standard requirements for a Co-Maker or Co-borrower are the following:

• A Filipino Citizen
• 21 – 59 years of age upon loan maturity
• Latest 2x2 picture (3pcs)
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)
• Must have a steady source of income.

Navigate your way to understand further our loan products and see which type of loan suits you the most.

OFW LOAN
(Placement / Personal) - 1 day release!

LOANABLE AMOUNT : PhP 300,000.00 ( Maximum )

The OFW is regarded as the new heroes of today. The OFW will make the sacrifice of leaving his/her family, friends, and all love ones behind to provide the best future for them. The road to success is tough and there are many challenges to face. We salute the heroes today by giving them the financial assistance they need to support their agency placement fees, deployment expenses, travel expenses, and other expenses that take its toll with the family's reserves. We would like to extend its help by giving the fastest, most affordable, and flexible OFW Loan that can be released in just hours!

Loan Requirements

• 21-59 years old upon loan maturity
• Filipino
• Must have a landline telephone
• Experienced seaman or First Timer/s
• Any rank or Position
• Married / Single
• Complete filled up application form
• 3 pcs. 2 x 2 picture
• Photocopy of 2 Valid ID’s
• Proof of Billing (Electric and water Bill)
• Standard Employment Contract with POEA validation
• POEA information Sheet
• Copy of Official Employment Receipt (OEC) / E-Receipt
• Copy of Passport and Visa
• Flight Details / Plane Ticket
• Marriage Contract, if Married
• Birth Certificate , If Single

CO-BORROWER

• Spouse if married; immediately family member if single; or children 18 years old above.

SEAMAN’S LOAN

LOANABLE AMOUNT : PhP 250,000.00 ( Maximum ) 200% of basic salary
plus guaranteed pay ( Minimum )

PROCESSING TIME : 1 DAY RELEASE

Loan Requirements

• 21-59 years old upon loan maturity
• Filipino
• Must have a landline telephone
• Experienced seaman or First Timer/s
• Any rank or position
• Married / single
• Completely filled up application form
• 3 pcs. 2 x 2 picture
• Photocopy of Valid 2 valid ID’s
• Proof of Billing (Electric and water bill)
• Copy of passport and seaman’s book
• Copy of Seafarer Registration Certificate
• Copy of latest Contract of Deployment
• Copy of allotment, if required

Co-Borrower

• Spouse, If married; immediate family member if single, or children 18 years old above.

MIGRANT LOAN
(OFW who are still working abroad)

LOANABLE AMOUNT : Maximum 200% of OFW monthly salary based on COE / Contract
PROCESSING TIME : 3-5 DAYS RELEASE

Guidelines:
Primary Qualitifications:

• OFW is already deployed abroad Minimum salary of USD$ 500.00

OFW (can be sent thru courier addressed to AFC )(Marketing to receive package,checklist to be attached)
DOCUMENTARY REQUIREMENTS:

• Signed Promissory Note (PN) and disclosure Form (I will E-Mail the form upon request)
• Copy of Passport (1st page, pages of latest overseas entry and Exit stamps)
• Copy of Visa/Work Permit/Residence Permit
• Original copy of COE and latest payslip
• Copy of Employment Contract and Company I.D.
• Contact Number/s, e-mail address

BENEFICIARY

• Completely filled-up Application Form
• 3 pcs 2 x 2 picture
• Photocopy of 2 Valid ID’s
• Proof of Billing (Electric and Water Bill)
• Latest Proof of Remittance
• Joint CA with the borrower
• Contact Number/s
• Proof of Residency (NBI, Police Clearance , Barangay Clearance of Provincial residents)

CO-BORROWER (for 120K below (2 signatories on PDC’s)

• Immediate Family of the OFW (1st and 2nd Degree) with income
• Proof of Income
• 3 pcs 2 x 2 picture
• 2 Valid I.D.’s
• Latest Proof of Billing
• Joint CA with the beneficiary
• Contact Number/s

ADITIONAL CO-BORROWER (for 120K below (2 signatories on PDC’s)

• Relative or Friends with income
• Proof of Income
• 3 pcs. 2 x 2 pictures
• 2 Valid I.D.’s
• Latest Proof of Billing
• Joint CA with the Beneficiary
• Contact Number/s

BENEFICIARY LOAN
(For Relatives of Migrant Workers)

LOANABLE AMOUNT : Php 20,000.00 – 150,000.00
PROCESSING TIME : 3-5 DAYS RELEASE

ALLOTTE LOAN

LOANABLE AMOUNT : Php 20,000.00 – 150,000.00
PROCESSING TIME : 3-5 DAYS RELEASE

Additional Documentary Requirements:

• Marriage Contract if married / Birth Certificate if Single
• Copy of Allotment slip (seaman), Proof of Remittance (OFW) (at least PHP 25 or if not, Proof of other source of In-Come)
• Copy of latest Contract of Employment
• Basic Documentary Requirements.

We also offer the following loans:

CAR LOAN
2-5 days Approval

1.)CAR LOAN without Taking your Car

( OR/CR only ) Models 1991 up.
Loanable Amount: Upto 50% of vehicle’s appraised value.
5 years below – 2% interest per mo. , 6 years above – 2.5% interest per mo.
Surplus vehicle 2.5% regardless of terms

2.)CAR LOAN Take-Out

( OR/CR only ) Models 1991 up.
Loanable Amount: Upto 70% of vehicle’s market value.
5 years old below – 2% interest per mo.
6 years above – 2.5% interest per mo.

3.) CAR LOAN Impounding

- Models 1995 up.
Loanable Amount: Upto 70% of vehicle’s market value.
5 years old below – 2% interest per mo.
6 years above – 2.5% interest per mo.

QUALIFICATION REQUIREMENTS:

• Car Model 1991 and Above
• Luxury Car 1988 model

ADDITIONAL DOCUMENTARY REQUIREMENTS:

• Original Copy of OR/CR upon release, photocopy upon application
• Actual appearance of vehicle upon loan release
• Original latest Community Tax Certificate (CTC/Cedula)
• TIN (with Proof)
• Latest picture of vehicle
• Stencil of motor number and chassis number (in blue form)
• Comprehensive Insurance for Approval – 200K and up
• Usual requirements apply if the borrower is employed, with business, seaman/allottee, OFW/beneficiary or doctor
• Basic Documentary Requirements

4.) TAXI / PUV LOAN

( OR/CR only ) Models 1995 up.
Loanable Amount: PHP 30,000.00 – PHP 200,000.00
3 years old below – 2% interest per mo.
4 years old above – 2.5% interest per mo.

QUALIFICATION REQUIREMENTS:

·Model 1995 and up (with Credit Investigation (CI) at residence)
·Luxury Car 1988 model

ADDITIONAL DOCUMENTARY REQUIREMENTS:

·Original Copy of OR/CR upon release, Photocopy upon application
·Stencil of Motor No. and Chassis No. from LTO.
·Inspection Fee receipt (from LTO) upon release of loan
·Original CTC (Cedula), TIN number and latest picture of Vehicle
·LTFRB Franchise
·Latest picture of vehicle upon application
·Usual requirements apply if the borrower is employed, with business, seaman/allottee, OFW/beneficiary or doctor.

5.)TRUCK LOAN

( OR/CR only ) Models 1997 up.
Loanable Amount: PHP 30,000.00 – PHP 250,000.00
3 years old below – 2% interest per mo.
4 years old above – 2.5% interest per mo.

QUALIFICATION REQUIREMENTS:

·Model 2000 and up (acceptable trucks limited to 6 wheelers/with Credit Investigation (CI at residence)

ADDITIONAL DOCUMENTARY REQUIREMENTS:

·Original copy of OR/CR upon release, photocopy upon application
·Ltest picture of truck attached upon submission of application
·Stencil of Motor No. and Chassis No. from LTO
·Original Copy of Cedula and TIN (upon release)
·Usual requirements apply if the borrower is employed, with business, seaman/allottee, OFW/beneficiary or doctor
·Basic Documentary Requirements

6.) Second Hand CAR Financing - Models 1991 up.

Loanable Amount: 50%-70% of vehicle’s market value
2 years old below – 2% interest per mo. ,
6 years old above – 2.5% interest per mo.

7.)PUJ / TRICYCLE LOAN

Loanable Amount: PHP 10,000.00 for Tricycle
PHP 10,000.00 – 150,000.00 for PUJ
3.75 % interest per mo. for Tricycle
3.5% interest per mo. for PUJ

QUALIFICATION REQUIREMENTS:

·4Stroke Unit motorcycle/s only.

ADDITIONAL DOCUMENTARY REQUIREMENTS:

·Original copy of OR /CR upon release, Photocopy upon application
·Latest picture of Tricycle attached upon submission of application
·Photocopy of LTFRB Franchise or Permit to Operate
·Clear Stencil of Motor No. and Chassis No. embedded on LTO MVIR (blue form)
·Original CTC (Cedula), TIN (upon release)
·Basic Documentary Requirements

7.)CAR LPG Conversion LOAN – Models 1996 up
Loanable Amount: PHP 20,000.00 – PHP 600,000.00
3 % interest per mo.

BUSINESS LOANS
(5-15 days Approval)

1.) CORPORATE BUSINESS LOAN( Minimum PHP 5 Million Capitalization )
LOAN AMOUNT : PhP 1,000,000.00 – PhP 5,000,000.00
Metro Manila and selected Luzon provinces only
2.) VIP LOAN ( Minimum 20 Million Capitalization )
LOAN AMOUNT : PhP 5,000,000.00 – PhP 15,000,000.00

DOCTORS, DENTISTS & VETs. LOAN

Up to 250,000.00 - No Collateral
PROCESSING TIME : 3-5 DAYS RELEASE

Requirements:

• Updated PRC ID or Proof of Renewal (If Expired)
• At least two (2) months Latest Current Account or Savings Account Bank statements
• Patient’s Ledger or List clients
• Basic Documentary Requirements

REAL ESTATE LOAN

@ Mortgage Loan – with clean title only
@ Take-out – from bank/lending company or from developer

ADDITIONAL REQUIREMENTS:

• 
  
  • Submission / Residential house and lots / agricultural lot (within area with nearest Asialink Branch)
  • Certified True Copy of Transfer Certificate of title (TCT) , Updated Tax Declaration and Updated Real Estate Tax Receipt (RETR)
  • Vicinity Map with Location plan
  • Usual requirements apply if the borrower is employed, with business, seaman / allotte, OFW/beneficiary or doctor
  • Appraisal Fee of PHP 2,200.00 (Metro Manila) PHP 2,500.00 (Province)
  
  

SALARY LOAN

For Regular Employees of Private Companies
Up to 150% of monthly salary @ 2.75% interest/month
Payable up to 1 Year
4 Days Processing

Qualification Requirements:

• Employed for at least 6 months with regular status
• If single, basic salary at Least PhP 7,000
• If Married, combined income with spouse at least PhP 10,000

Documentary Requirements:

• Photocopy of latest one (1) month pay slip.
• Original Certificate of Employment or Income Tax Return (ITR)
• Payroll Account/ATM Bank Statement
  

For Initial inquiry please do this:

(TEXT SALARY LOAN Complete Name/Age/Occupation/Company/E-Mail Address/Your Questions)

Send it to 09226205921

Please text me your E-Mail Address so that I can E-Mail you the Loan Application Form

For more information on loan guidelines and requirements, please don’t hesitate to contact:

Lourd
Loan Consultant
Mobile Number:09226205921 (SUN)
E-Mail Add/YM : cebu.classifieds@yahoo.com
Website: www.cebu-classifieds.blogspot.com

Be Careful....Deal only with Professional Accredited Loan Consultants...

I can help YOU Fast-track your Loan Application...

[imeanbusiness21]

Frequently Asked Questions (FAQ's)

1.How do I apply for a loan?

Through our Loan Consultants - You can approach our accredited loan consultants all over the Philippines. Our Loan Consultants are always ready to help any client.

I am a Loan Consultant contact me @ 09226205921 So that I can assist you with your loan.

2. What are the Requirements if I apply for a Loan?

Requirements would depend on the kind of product you will avail of. The interest rates as well as the processing time also vary depending on the type of product that you apply.

3. Is there an application fee?

Application forms are not for sale therefore there are no application fees.

4. How will I pay my amortization?

The form of payment of the amortization is done through a Post Dated Check (PDC). Upon the release of your loan, you will issue PDC's to our company as a form of security of payment to us.

5. I have no existing checking account, can I still apply?

Yes you may. We would be happy to open a checking account for you.

6. How will I know if my loan is approved?

An office representative will call to inform you if your application is already approved and will tell you the instructions on how to claim your loan.

7. I have a problem with my payments, what do I do?

Please get in touch with our collection agency nearest your location. (I'll help you with this)

8. I am interested to renew my loan but I still have an outstanding loan. Do I need to pay off my loan?

There is no need to pay off the loan. You can renew your loan if you had already paid at least 60% of your loan, however, the balance would be deducted from the proceeds of your new loan application.

9. How do I renew my loan?

Loan Renewals are accommodated by our Renewal Department. You can call me @ 09226205921 for help.

10. For renewal, would I be required to submit the same documents?

No need. You are only required to send your latest proof of income or bank statements.

11. Is there a higher approval of loan amount if it is a renewal?

Yes. Generally, We give a higher amount to those clients renewing especially those who have good credit standing with us. Although, there are exceptions that can happen through a case to case business.

12. Would the procedure be the same with renewal loans?

Yes. However, expect that there is a faster process than the first time since you are already part of our database.

13. Do I get a refund if I pay my loan in advance?

Yes. Please contact our Branch that manages your account and they will provide you with the accurate computation.

[imeanbusiness21]

Frequently Asked Questions (FAQ's)

1.How do I apply for a loan?

Through our Loan Consultants - You can approach our accredited loan consultants all over the Philippines. Our Loan Consultants are always ready to help any client.

I am a Loan Consultant contact me @ 09226205921 So that I can assist you with your loan.

2. What are the Requirements if I apply for a Loan?

Requirements would depend on the kind of product you will avail of. The interest rates as well as the processing time also vary depending on the type of product that you apply.

3. Is there an application fee?

Application forms are not for sale therefore there are no application fees.

4. How will I pay my amortization?

The form of payment of the amortization is done through a Post Dated Check (PDC). Upon the release of your loan, you will issue PDC's to our company as a form of security of payment to us.

5. I have no existing checking account, can I still apply?

Yes you may. We would be happy to open a checking account for you.

6. How will I know if my loan is approved?

An office representative will call to inform you if your application is already approved and will tell you the instructions on how to claim your loan.

7. I have a problem with my payments, what do I do?

Please get in touch with our collection agency nearest your location. (I'll help you with this)

8. I am interested to renew my loan but I still have an outstanding loan. Do I need to pay off my loan?

There is no need to pay off the loan. You can renew your loan if you had already paid at least 60% of your loan, however, the balance would be deducted from the proceeds of your new loan application.

9. How do I renew my loan?

Loan Renewals are accommodated by our Renewal Department. You can call me @ 09226205921 for help.

10. For renewal, would I be required to submit the same documents?

No need. You are only required to send your latest proof of income or bank statements.

11. Is there a higher approval of loan amount if it is a renewal?

Yes. Generally, We give a higher amount to those clients renewing especially those who have good credit standing with us. Although, there are exceptions that can happen through a case to case business.

12. Would the procedure be the same with renewal loans?

Yes. However, expect that there is a faster process than the first time since you are already part of our database.

13. Do I get a refund if I pay my loan in advance?

Yes. Please contact our Branch that manages your account and they will provide you with the accurate computation.

[Conrad]

Sir, kinahangan jud direct relative ang co maker? puro man naa gawas ako mga igsuon

[Conrad]

pls pm me nalang the answer

[imeanbusiness21]

up for today!

[imeanbusiness21]

up for today!

[imeanbusiness21]

up for today!