Foreword: We need money to live in today's world.Many of us refuse to realistically face our financial situation because it scares& intimidate us. Every investor's goal an economy calculated to provide a satisfying life, explore the true meaning of wealth. We don't wish to dogmatize concerning problems in economics but an awareness of social conscience-an event of greater infidelity. A social critism as well inspite of Mogul's agents to discredit my personality. Was investing in preneed plans and gov't secured bonds a bully market or bullsht? Investing was putting your hard earned savings to work for you. Its getting your money go further is a challenge. Trust them to reach your goals? Or they find ways to propagate- the catalyst to create imbalance, a leverage to the taker. In recent interview Mr. Nun, president of Pacific plans of Yuchengco grp. said"the sales was invested in Napocor Bonds and diversified portfolio mix (undisclosed). Bonds are not bad at all. The 2 sides of the coin never points to one side thatÂ* the function of every trustor to investigate for soundness in every institution. And the other side was the issuers responsibility for providing details as to creditworthiness,willingness of various companies and gov't. Bonds are open ended, yield to call offered to the public, its objective is capital preservation. Its proceeds were used to build up investment in secured income investment of SEC registered corporate debt papers subject to at least PRS2 rating(& therefore,these past the standard policy). True, its value floctuates but gov't guarantee (sovereign) that the interest payments will be made and bond will be redeem at face value when it matures(as to the issuers). However,such guarantee back the bonds its creditworthiness not its market value.Maturity a revealing peace of information, the longer it takes the more the bonds are sensitive to interest rates and inflation. The offering price of 1 share is NAVPU plus an entry fee or salesload.Calculated at 4pm each banking day.It is determined by taking all the fund's total assets less all its liabilities divided by the total number of shares outstanding. Expenses are accrued daily and applied. The US federal reserve increased its interest rates last May 15,2006. The last week of April the market was stable and from May 01-14th was speculative before the next auction. Take note:April 20=4.75%(182 days treasury notes), April 27=4.73%.Last May 4,2006=4.78%(182 days),May 25=4.81%,June 01=4.84%,and June 15=4.92% for short term. Long term were as follows: May 01=4.85%, May 15=4.875% for 3 & 5 years maturity and 5.12% (10 years), May 31=4.875%(3&5yrs), June 15=5.12%( 9years). Significance was noted May 15. Who started the catalyst for downtrend Earlier than May 15.Â* If you have 500,000 shares of investment starting Sept or October,2005 and redeem them April 28 or May 2,2006 would you not be earning 12millions or over? Hitting the 79M mark and publicly says"due to interest from deposits." Was the best timing the volatility, increase in oil price & interest rates? Would that bar from any of its directors to buy bonds within the bank? Its friends, political figures, military? How much was the total bonds? Its total shares? How much they diversified with other banks? If those who had the biggest shares took them in each instituition, a catalyst propagated and eventually create a domino effect.Leaving a slice for thousand victims to divide among theirselves andÂ* pay for their fund managers, representations,etc....expenses accrued to total liabilities per day. The Fund managers took earlier too,kita na sila,bayad pa day to day of all managements fees...thats what made them told their victims...paper lost, a lucrative business . Should we put into rest that life is like a box of chocolates and we never knew what we will get? The crocodiles & suckling pigs are feasting for Christmas in July. Each frontliners from the paycheck of suckling pigs defend with all economic spins...all lies,all half truths, all tricks and even putting ticks in their victims head until they die of bragging and lying, di ba kalinaw aka kalubog& wildstar?? Hindi ba sila nakakasuka? Who would be safe then? After Sc ruled RCBC should pay the gov't 100M pesos of unpaid taxes last 1997,will thatÂ* materialize or chika lang? One may say what makes their behavior erratic? Was it then a time for madness?? The ffÂ* are list of Trash pre-need, frm SEC sources,broadcast by Korina.Take note this modify after June 30(like a box of chocolates).All edu,pension,life plans: CAP,Pacific,Platinum,PPG/TPG,All Asia,Celestial memorial,East Asia,Garden of Memories,Gilliamac,Global Family,Group Developers, Pamana, Pension& Retirement, Redeemer, SAmson, Special Plans, AMA plans, Capitol plans, Comprehensive, Excel, Pryce, Rhyme, Chosen,Phil Asia,Destiny. They may fool all people some of the time,they can even fool some people all the time,but they can't fool ALL of the people ALL the time. We just pray for Karma, that the moguls,cheaters,Goadfather,Goadmother& all alipores- digestive system closed.Imagine you're eating and defecating through your mouth. In tagalog,magsara sana puwet ninyo!!!