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  1. #1

    Default Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)


    Segi Fire! :mrgreen:

  2. #2

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    1. reduce spending. thats the first way.
    2. find ways for extra income...
    3. drop things/bills that are not necessary.
    4. cut credit cards
    5. always track spending and plan for 6 months to 1 year expenses.
    6. Unless emergency (life) never borrow again ( borrow=sorrow. You lost control of your finances)
    7. Dont follow fads and high tech na gadgets.... sagdai nang uban.
    8. Our worth as a person does not depend on things we have and carry! (Things are created for our convenience NOT para makonsmisyon na ka ug bayad!!!)




  3. #3

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    Quote Originally Posted by niel_843
    1. reduce spending. thats the first way.
    2. find ways for extra income...
    3. drop things/bills that are not necessary.
    4. cut credit cards
    5. always track spending and plan for 6 months to 1 year expenses.
    6. Unless emergency (life) never borrow again ( borrow=sorrow. You lost control of your finances)
    7. Dont follow fads and high tech na gadgets.... sagdai nang uban.
    8. Our worth as a person does not depend on things we have and carry! (Things are created for our convenience NOT para makonsmisyon na ka ug bayad!!!)



    very informative! i salute you!

  4. #4

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    bayaran dayon tanang utang, the soonest time as possible and stop na utang.
    utang is addicting, once masugdan, sige nalang pangutang para sad ibayad sa utang..ngiiks..

  5. #5

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    try mo itong site na ito. marami kang makukuhang tips and info.Â* :mrgreen:

    http://www.destined.to/gr8_lyf


  6. #6

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    Quote Originally Posted by niel_843
    1. reduce spending. thats the first way.
    2. find ways for extra income...
    3. drop things/bills that are not necessary.
    4. cut credit cards
    5. always track spending and plan for 6 months to 1 year expenses.
    6. Unless emergency (life) never borrow again ( borrow=sorrow. You lost control of your finances)
    7. Dont follow fads and high tech na gadgets.... sagdai nang uban.
    8. Our worth as a person does not depend on things we have and carry! (Things are created for our convenience NOT para makonsmisyon na ka ug bayad!!!)




  7. #7

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    first, prioritize to pay your present debts

    dont be an impulsive buyer.

    plan! plan! plan! your expenses

    be sure to save at least 25% of your income.

    if you like to buy something give some time for yourself to think if you really need it.

  8. #8

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    simple, bayaran! :mrgreen:

  9. #9

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    kung daghan na kaayo ug utang, ambak sa MActan Bridge.....

  10. #10

    Default Re: Unsa man imong buhaton ug daghan kag Utang? (Debt ha?)

    Quote Originally Posted by Sanosuke
    kung daghan na kaayo ug utang, ambak sa MActan Bridge.....
    HAHAHAHA

    Btaw pre, sunda na lng nang uban.... Pabaga na lng sa nawng... Ayaw lng ug issue ug checque na mo-untol kay dha naka matang-gong.

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