SDA or ordinary time dep accnt?

[eight_668]

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pls close thanks

[rts1980]

asa man nga bank na bro? try ask the bank itself and dapat reliable ang bank...

[eight_668]

usually mga dagko na banks but wala nila kaayo gi offer kay mas alkansi sila compare to ordinary bank time deposits.

[reklamador2009]

ni offer sad nako ang usa ka commercial bank
mas higher iya interest gamay compared to time deposit.
but nag duha2x pa ko if safe ba ni sha?

sa akong nasabtan...
- ingon sha na safe kono kay BSP daw ang ga handle
- ang difference lang daw nya sa time deposit is dili sha pwede ma pre-terminate unlike sa time deposit na pwede.

basin naa mo mga inputs mga inputs mga bro...

[ethzneuron]

just want to share this link for details of this SDA.. kay karon pa sad ko ani.. share-share lang nya ta ninyo. but from the link below, karaan naman ni dated november 2008 - hinuon murag definition ra ni sa SDA. mayta naay lain info about ani nga recent gyud..

What are SDA (special deposit accounts)?

[neil11]

hello

Ask lang ko kinsa familiar here with mga SDA(special deposit agreement) account sa banks? Some banks only offer this and dapat dako ang placement. Instead of pdic, ang central bank ga handle ani so more safer ang money. then instead of a certificate of time placement, letter daw ila e.issue.. Are there any chance nga ang bank imu g.depositohan mu deny ani in the long run and maybe chances of maglisud ka pullout? pls share your info

neither..if mag time deposit ka,ang interest sa imong money dili maka apas sa inflation rate..

if you are into long term investments, you invest in mutual funds..

[reklamador2009]

neither..if mag time deposit ka,ang interest sa imong money dili maka apas sa inflation rate..

if you are into long term investments, you invest in mutual funds..

sadly ni invest kog mutual funds mga 2 years ago
but negative pa ko karon

naa sad signs of recovery sa market
but cautious pa ko ron
adto sa ko sa mga safe na deposits/investments.

[demonyito]

I think same ra man SDA or Time deposits..
bottom line is you will lose the value of your money over time..

if mutual funds sad, at least 5years or more ang suggested tenure before i widraw.
that way ma mitigate ang volatility sa market

[reklamador2009]

just want to share this link for details of this SDA.. kay karon pa sad ko ani.. share-share lang nya ta ninyo. but from the link below, karaan naman ni dated november 2008 - hinuon murag definition ra ni sa SDA. mayta naay lain info about ani nga recent gyud..

What are SDA (special deposit accounts)?

thanks bro... this site is very helpful

[neil11]

sadly ni invest kog mutual funds mga 2 years ago
but negative pa ko karon

naa sad signs of recovery sa market
but cautious pa ko ron
adto sa ko sa mga safe na deposits/investments.

there's always a risk in investment..dont let it put you down..

play the game to win..