kinsa nay kabasa "how to get rich without winning the lottery?"

[smurky]

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its doesnt matter kung empleyado ka, student or businessman... naa gyuy option para nimo...

i'll share to you one of the principles of this book.... practical applications ni!!!

[b]instead of renting a house... why not OWN a HOUSE?

example:

nag-abang ka og apartment or house ranging from P4000-8000... and you definitely
want to settle for good in Cebu...
kaysa mag-abang, why not go for housing loans sa PAG-IBIG (dili ko real estate agent ha?
you can choose to pay your mortgage 10 years, 15, 20 or even 25 years...

kintahay gipili nimo ang 10 years option sa housing loan.... and your paying P5000/month sa mortgage, congratulations!!!! after 10 years naa na kay balay nga imoha gyud...

so what do you do after that? GET a new loan para sa 2nd HOUSE mo for 10 years!!!!
kinsa ang magbayad you and your tenant...

how? again, your monthly mortgage is P5,000. ipa-abang imo 2nd house maybe P3000/month...
then you pay for the other P2,000/monthly for 10 years....

P5000/monthly mortagge = P3000 (rental) + P2000 (your monthly share)

after another 10 years... naa na kay 2nd house!!!!!.... and THAT 2nd house will give you a PASSIVE INCOME... by that time, basin P5000 na ang monthly rental sa imong 2nd house....
THAT P5000 is your PASSIVE income.... (mura na ka gadawat og pension)

let's say nag-decide ka to get a 3rd house (P5000/monthly) for another 10 years....

P5000/ monthly mortage = P5000 monthly rental sa 3rd house
P5000 (income sa 2nd house rental)

fasforward after 10 years.... you have your 3rd house....!!!!

in 30 years, you have 3 houses.... one house para nimo... and the 2 houses are meant for rental.... (2 houses x P5000 monthly rental = P10,000 income)

okay lang ba 30 years from now you have a P10,000 PASSIVE income thru house rentals PLUS monthly pensions that you get from government (if government employee ka) or monthly pensions courtesy of that private company youve worked for....


remember, the "house loan" scenario is ONLY one among the MANY options sa book nga "How to Get Rich Without Winning the Lottery"....

...share your ideas....

Who wants to read.... i'll give it to you for free....

next time i'll discuss some other options.... in the book.... ang gusto just pm me...

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me...gusto ko read ana...where na siya mapalit and how much?