Good day sa tanan. If gamay ra imong budget or ganahan ka mo palit ug new PC Accessories. Try this one.
Pwede ka mo apply ug installment with 0% interest. Adto sa imong paboritong Computer Shop and ask for Home Credit, if wala, pangita lain. Sa akong na hibaw'an. Naay Home Credit ang Nutech. Nindot ni siya sa mga budget builder nga ganahan mag hinay hinay ug upgrade.
Pangotana if unsa nga items ila available for Home Credit (gpu, ram, mobo, etc).
Base on my experience, bring a valid ID (company + government issued ID. Make sure naa inyo SSS, TIN, Pag-Ibig, Phil-Health numbers), they will ask about your status (interview gamay). they will also ask your facebook account, cellphone number (Home Credit will text/call if accept imo application). On the spot if decline or accepted imo application.
Just try your luck if maka avail mo. Promise nindot kaayo ni para sa mga starters ug budget builders.
edit:
The Home Credit agent will give you 1 form. You need to fill-up all of the items.
Name, address, ***, SSS #, TIN, Pag-Ibig #, Phil-Health #, Facebook account, email, status, etc.
Also in the form. You need to fill up this.
5 relative's and 5 friends contact details. Number, address, relationship. (Pag andam ani daan ug ganahan ka mo avail.)
Once mahuman ka ug fill-up tanan. Mo interview ang agent nimo. Asa ka nag trabaho, pilay sweldo, unsa nga item imo kwaon, pilay imong down payment ug pila ka months nimo bayran ug uban pa. After interview kay Picture taking and finger print scanning. You need to log-in your facebook sa ilang service laptop to accept something from Home Credit. After ani wait ka nga mo text nga na dawat nila imong application. Imo ipa kita sa agent ang text. After ani, Home Credit will text/call you nga decline or accepted imo application. Go to the agent and they will congratulate you. Naa silay ihatag nga papers nimo. After ani pwede na nimo ma kuha imong item. (Based on my experience.)