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  1. #11

    acu kai naay educational plan nga gi ensure acung parents for me sa isa k known n educational plan company but wua jud cui nkuha and ingun p nga mka receive ug something if honor student. wua n cui nkuha nga pay s tuition, wla pd tung something pag grad ncu. tsk

  2. #12
    Quote Originally Posted by JakLine View Post
    acu kai naay educational plan nga gi ensure acung parents for me sa isa k known n educational plan company but wua jud cui nkuha and ingun p nga mka receive ug something if honor student. wua n cui nkuha nga pay s tuition, wla pd tung something pag grad ncu. tsk
    gi-check ninyo ang company?
    ang policy diay ninyo?

  3. #13
    Pa refund imo CAP ug LPG.

  4. #14
    Quote Originally Posted by kit_cebu View Post
    gi-check ninyo ang company?
    ang policy diay ninyo?
    yeah giadtu n namu ang company but all we got kai promises nga wla gihapun..

    but there are some educational plan p guro n nindut and sure. you will find one jd for sure TS..

  5. #15
    Quote Originally Posted by dukot_ View Post
    ^^salamat sa inyong shares
    duha2x lagi ko aning insurance pero ako betterhalf kay desidido man..
    Hi dukot, dili pareha ug industry ang CAP and INSURANCE. Pre-need si CAP regulated by SEC wala ni sila standard REQUIRED pondo while sa insurance company regulated by IC (insurance commission) duna na REQUIRED paid-up capital and increasing. And walay insurance nga nisara if duna man gali saluhon ni sa mas daku na insurance.

    Paid up capital requirement.
    http://www.insurance.gov.ph/htm/..%5...depOrderIC.pdf

    - - - Updated - - -

    Quote Originally Posted by op2nd View Post
    Hi dukot, dili pareha ug industry ang CAP and INSURANCE. Pre-need si CAP regulated by SEC wala ni sila standard REQUIRED pondo while sa insurance company regulated by IC (insurance commission) duna na REQUIRED paid-up capital and INCREASING. And walay insurance nga nisara if duna man gali saluhon ni sa mas daku na insurance.

    Paid up capital requirement.
    http://www.insurance.gov.ph/htm/..%5...depOrderIC.pdf


    If mag invest ka para educational sa bata ... pili sa top 10 insurance companies in the Philippines or if gusto ka mas daku na company, top 10 insurance company in the world.
    World's Top 10 Insurance Companies (LFC,UNH,BRK.A,PUK,ING,PRU,AIG,MFC,MET)

    Since gusto nato daku ug return na company, adto sa ila website and tan-awa ila FUND FACT SHEET
    makita nimo ang PERFORMANCE sa ila FUNDS if taas or ubos.

    Para dali nimo.

    https://philamfunds.com/InformationC...stFundProducts
    https://philamfunds.com/PdfDownloadC...er?objectId=19
    https://philamfunds.com/PdfDownloadC...er?objectId=21
    Philam Fund ---> 3.74% inception 1993
    PAMI Horizon Fund ---> 3.90% inception 1998
    Founded ----> 1947, Manila


    Sun Life Financial Philippines: Sun Life Prosperity Funds
    Bond Fund ----> 3.6082% Inception 2000
    Founded ----> 1865, Ontario Canada


    Fund Performance | Pru Life UK
    Prulink Equity fund ----> 10.88% inception 2007
    Founded -----> 1848, London



    https://click.axa.com.ph/FundFactShe...unity-Fund.pdf
    https://click.axa.com.ph/FundFactShe...ycoon-Fund.pdf
    https://click.axa.com.ph/FundFactShe...quity-Fund.pdf
    Opportunity Fund ----> 20.22% Inception 2009
    Tycoon Fund -----> 18.81% Inception 2011
    Equity Fund -----> 16.58% Inception 2006
    Founded ----> 1816, France

    Sample computation:
    2,000 monthly = 240k total pay for 10yrs

    @ 15% rate return
    10 yrs after = 970,934
    20 yrs after = 3,927,969

    @ 16% rate return
    10 yrs after = 1,058,744
    20 yrs after = 4,670,582

    Bank .25%
    240k after 10yrs = 246,068
    240k after 20yrs = 252,289


    USC College tuition NOW
    62k one year Acctg Course 2015

    10yrs after @10 increase each year ----> 99,852 (yr 2020)
    20yrs after @10 increase each year ----> 160,812 (yr 2025)

    Nursery-Kinder USC 2015
    40k one year
    5yrs after @10 rate increase each yr ----> 64,420
    10yrs after @10 rate increase each yr ----> 103,750


    Excluding Tutor, School Bus, Snacks, Cash Balon, Projects







  6. #16
    ako bro ni invest kog educational sa Manulife.

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