Investing in Mutual Fund vs Citisec Online EIP

[mudskipper77]

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ani diay ni bro? pwede diay iinvest sa ngmanage sa fund into equity pd? lamia gyud aning mkakat-on pd ta oi.

MF gives you the power to diversify, depende sa type ng MF. sa EIP, purely stocks.

[makie]

If you have lots of spare money, the best is to invest in MFs and open a stock account as well. Why?

MFs invest in different securities such as stocks and bonds. Bonds generally perform more conservatively or in other words, lesser than stocks. In a bad market, bonds may serve as a hedge because they go down slower than stocks. Stocks are more volatile, bonds are less. The slow performance of bond may either slow down the growth of your equity but at the same time can keep your equity from falling fast in a bad market.

If you go straight to stocks, you can also diversify by picking 3-5 stocks. This is very ideal in a bullish market (just like what we're having right now) because stocks can give way higher gains than MFs provided that you pick the right companies, and buy and sell at the right time.

Ingon ani na lang. If you don't have time and knowledge in stocks, settle with MFs. After all, though mutual funds may do slower than stocks, they still give very good gains. You can never go wrong in both as long as you do it for long term.

[datatraveler2gb]

Supporta ko aning gi ingon ni makie. Invest na ta ninyo guys para mo lambo pud atong ekonomiya!

[carmel17_87]

im super interested in investing but then how can i start if im working outside the country enlighten me please...

[Allan Latras]

for me kung ginagmay ra imo for investment pero kanunay, pwede ra gani initial of 5k, then go for eip sa col, if naa kay 1 big time investment then go for mutual fund...

[ropiana]

sa mga investor diri, naa koi question..
nag EIP ko sa citisec for 1 year naman guro..
pero dili constant akong money ibutang usahay gamay, usahay kung makatigum og daku, daku sad ako ma puno sa eip..
nya usahay mo skip ko sa schedule..
parehas ra ba nag gawas kung ingon ana ang pamaagi naku? or kinahanglang kung nagsugod nakag 5k, tagapalit nimug stocks dapat worth 5k? thanks daan, happy investing sa tanan..

[ACQUA di GIOIA]

MF-- in the long run, u will pay 2/3 of your original investments. Of course, ok gihapon coz U are paying for the management's expertise. I have MF but gamay ra coz I'm to stingy to pay for the management fee. 1.25 percent is a lot for me. Haha. Since I know how to invest in stocks after months of studying, I now put a lot on stocks more than MF.

I think naa gi quote ang one of the experts about management fee sa MF. He said na you better off investing in Index stocks rather than MF coz the management fee is too much in the long run.
But if you have a lot of money and don't have time to study the fundamentals of each and every stocks, then by all means invest in MF.

[rpatsy]

Sa COL na EIP ba, ang 5k is para ra jud na sa isa ka stock paid periodically, let's say quarterly, then lain na sad nga 5k para lain nga stock?

[adzilla81]

im super interested in investing but then how can i start if im working outside the country enlighten me please...

Wala ka tagda ate or basin na overlooked lang ni nila

[ropiana]

im super interested in investing but then how can i start if im working outside the country enlighten me please...

you can download the forms for opening account sa website carmel17.. then send it to their office..

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Sa COL na EIP ba, ang 5k is para ra jud na sa isa ka stock paid periodically, let's say quarterly, then lain na sad nga 5k para lain nga stock?

ang 5k kay mahug ra na for opening sa imong account.. after ana pwede naka magdungag mga 1k or pataas, depende nimu.. pwede ra man na nmu i online bills payment.. sa akoa kay thru BDO online bills payment..