Health Insurance

[anya]

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i was wondering if you guys could give me more information about the health insurance available right now and give me comparisons. i've been having my health insurance based in a foreign country bec. of my dad, but i decided to cancel that one and pref. get one here. pls. help me cos wala jud koy idea2x. thanx...!

[shoti]

up

[reachingout]

Bro karon pa ko kabasa ani na thread kay bag o hay pa ko nakabalik ...

ask lang ko if naana ka ba Health Insurance kay nangita ka man...

pm me or txt 0918 682 0822 willing ra kaayo ko makig istorya...

[fluhryns]

kaiser akong gamit.

[miaka_cham]

There's PhilCare and Intellicare.both are nice.
They have plenty of accredited good doctors and of course hospitals.

ang PhilCare credited ang big hospitals in mla and anywhere else in the PI.

[hambugero]

interested in health insurance for seniors... please send me details.. ty

[JamesCo]

i was wondering if you guys could give me more information about the health insurance available right now and give me comparisons. i've been having my health insurance based in a foreign country bec. of my dad, but i decided to cancel that one and pref. get one here. pls. help me cos wala jud koy idea2x. thanx...!

It depends on what kind of Health Insurance. Cause a lot of people mix Hospitalization and Health Insurance.
If you want the insurance to pay for your hospital expense like check up etc go for HMO like PhilCare, Caritas Sheild, etc.
They just reimburse your hospital cost but with a limit usually 100k - 500k only.
But if you want money to use incase of Expensive critical illnesses like cancer, stroke, heart attack and other money draining illnesses go for life insurance which usually have Critical Illness Riders and Daily Hospital Income (They pay you lump sum per day like if you where admitted 20 days and you have a Daily Hospital Income Rider of 2k per day, they will give you 20*2k 40k)
They Critial Illness Rider in Life Insurance will give you the Lump Sum amount usually up to 5M regardless of how much you spend for your illness.

I don't have any HMO base on bad experience but I have a lot of Life Insurance Policy in different companies mostly with Investment.

If you Like try my AXA agent (0922) 888-5922 (0917) 320-1478.

They only have Daily Hospital Income. But if you're concern about illnesses. I think they are the best, they have riders that cover all Terminal disease including dengue. And whats more. Most Life insurance Critical Illness Riders are just Accelerated which means that if you have a 5M Death Benefit and 3M Critical Illness Rider and if you are diagnose with any critical disease they give you the 3M advance from your 5M Death Benefit which means when you die you only receive 2M nalang. In AXA its separate, They give you the 3M for your Illnesses Rider and 5M if you die.

Check their fund Performance (Investments Link Insurance) is 20%-30% growth per annum. They are the top insurance company around the world, Google "Top 500 Global Company" They rank 14 in all industry and #1 in Insurance base on fortune 500 magazine. Most company Charge 2% on Premium for Investments, In AXA they charge my 1 Million for just 4,000.00 only and no charge for my additional investment.


Careful with Insurance Agents Read the Proposal carefully. If they won't let you read or bring home the proposal this means they are hiding something.

And for all Investment Link Product, you have 15 days to return it if you change yiour mind, most agent wont tell you this.

If the agent said that they are leading ask for proof.

Here are some Proof of Global Insurance Leaders Global 500 2011: Global 500 1-100 - FORTUNE on CNNMoney.com

Category Ranking in the Philippines (Insurance Commission Listing) | Official Website of the Insurance Commission |
Check on the Differnent Premium Income Listing

[peachjay26]

maxicare ok kaayo..

[cool_romar]

It depends on what kind of Health Insurance. Cause a lot of people mix Hospitalization and Health Insurance.
If you want the insurance to pay for your hospital expense like check up etc go for HMO like PhilCare, Caritas Sheild, etc.
They just reimburse your hospital cost but with a limit usually 100k - 500k only.
But if you want money to use incase of Expensive critical illnesses like cancer, stroke, heart attack and other money draining illnesses go for life insurance which usually have Critical Illness Riders and Daily Hospital Income (They pay you lump sum per day like if you where admitted 20 days and you have a Daily Hospital Income Rider of 2k per day, they will give you 20*2k 40k)
They Critial Illness Rider in Life Insurance will give you the Lump Sum amount usually up to 5M regardless of how much you spend for your illness.

I don't have any HMO base on bad experience but I have a lot of Life Insurance Policy in different companies mostly with Investment.

If you Like try my AXA agent (0922) 888-5922 (0917) 320-1478.

They only have Daily Hospital Income. But if you're concern about illnesses. I think they are the best, they have riders that cover all Terminal disease including dengue. And whats more. Most Life insurance Critical Illness Riders are just Accelerated which means that if you have a 5M Death Benefit and 3M Critical Illness Rider and if you are diagnose with any critical disease they give you the 3M advance from your 5M Death Benefit which means when you die you only receive 2M nalang. In AXA its separate, They give you the 3M for your Illnesses Rider and 5M if you die.

Check their fund Performance (Investments Link Insurance) is 20%-30% growth per annum. They are the top insurance company around the world, Google "Top 500 Global Company" They rank 14 in all industry and #1 in Insurance base on fortune 500 magazine. Most company Charge 2% on Premium for Investments, In AXA they charge my 1 Million for just 4,000.00 only and no charge for my additional investment.


Careful with Insurance Agents Read the Proposal carefully. If they won't let you read or bring home the proposal this means they are hiding something.

And for all Investment Link Product, you have 15 days to return it if you change yiour mind, most agent wont tell you this.

If the agent said that they are leading ask for proof.

Here are some Proof of Global Insurance Leaders Global 500 2011: Global 500 1-100 - FORTUNE on CNNMoney.com

Category Ranking in the Philippines (Insurance Commission Listing) | Official Website of the Insurance Commission |
Check on the Differnent Premium Income Listing

well said... thanks for the info.

[James Hilten]

Health insurance considers perfect aspects we will get a lot of fringe benefits and we feel easy in any stage for well
action taking so be cognitive and get clear direction in any stage for well goal.