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  1. #1

    Default Financial 101: How to build solid financial foundation


    MAJORITY OF THE PEOPLE:
    • Don't understand how money works
    • Earn low rates of return and pay too much tax
    • live from paycheck to paycheck
    • live on the edge
    • Spend not save
    • caught in the high interest debt trap
    • retire in poverty
    MINORITY OF THE PEOPLE:
    • Plans for future
    • Put their money to work for them
    • have their money professionally manage
    • have emergency fund to shield from financial storm
    HOW WE SPEND OUR MONEY MATTERS!

    WHAT SITUATION SOUNDS FAMILIAR TO YOU OR MOST OF THE PEOPLE YOU KNOW?

    WE WILL TEACH YOU HOW TO BE AN EXPERT SAVER TO ACHIEVE FINANCIAL INDEPENDENCE

  2. #2

    Default Re: Financial 101: How to build solid financial foundation

    don't buy things that are not necessary para maka save. Consider your savings as part of the monthly bill para ma force ka to save. There are other ways pud nga gibuhat sa uban para maka save. Bottom line is, if there is a will, there is a way

  3. #3

    Default Re: Financial 101: How to build solid financial foundation

    tama bro, disciplina ang kinahanglan para sa pag unlad ng caban!

  4. #4

    Default Re: Financial 101: How to build solid financial foundation

    Caban ng Bayan..
    Asa kaha ang problema ani sa? Ngano ang mga tawo prefers to buy liabilities and justifies it as an investment. Daghan na gyud ko nahibalo-an. Mostly sa akong mga officemates could tell expenses or liabilities from assets, however everytime they end up acquiring more and more liabilities. Hmmm... The irony..

  5. #5

    Default Re: Financial 101: How to build solid financial foundation

    Lack of financial education and information is one of the root caused why many of us filipinos are suffering financially...(asa ka kita ang ATM card giprenda na wla pa mosulod ang sweldo!)

  6. #6

    Default Re: Financial 101: How to build solid financial foundation

    I realized this:

    All people want to live a happy, comfortable, and worry free life. Proof? They talk a lot about their big dreams and even their small ambitions.

    But once you start to encourage them to act on it, they give you a lot of excuses not to. Proof? Talk to them about investments and savings and they'll brand you boring.

  7. #7

    Default Re: Financial 101: How to build solid financial foundation

    Please post here on HOW TO BE AN EXPERT SAVER TO ACHIEVE FINANCIAL INDEPENDENCE pls....

  8. #8

    Default Re: Financial 101: How to build solid financial foundation

    Basic Rule: PAY YOURSELF FIRST
    How?: INCOME-SAVINGS=EXPENSES
    Save 20% of your income and you must live with the 80% remaining and live a simple lifestyle.

  9. #9

    Default Re: Financial 101: How to build solid financial foundation

    do you know dis formula? work=time+Vihecle? di ka mag succeed sa kinabuhi if wla ka vihecle!good for me i am in right vehicle, na maoy naka pag uswag sa among pag puyo. tnx a lot for my sponsor! and the vehicle.if u want to succeed like me just inbox me! tnx.or txt me in dis mobile# 09089453940

  10. #10
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    Default Re: Financial 101: How to build solid financial foundation

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