Marga (My Home, My Style) - Between Php 1,320,900 to Php 1,514,940
Location: Camella Communities, Barangay Pit-os, Cebu City
Status: Pre-selling (started from May 2011)
Date updated: May 12, 2011
Price: Starts at Php 1,320,900
Camella Talamban offers you modern amenities of a home in an environment close to nature. It’s a place of pure serenity, indeed a getaway from the hustle and bustle of the city. It lies on the slopes between two existing Camella communities, Lessandra at Miramonte and Riverdale.
Let your creative juices flow and save more! Camella is letting you be your own interior designer. Have fun designing and furnishing your new home. “My Home, My Style” is now available in select Camella Subdivisions.
With Camella's "My Home, My Style", not only it does make the house and lot more affordable to most, it also gives the buyer or the property investor the freedom to design his or her home's interior as the unit shall be delivered as semi-finished (e.g. no tiles yet the floor is in smooth finish, no partitions, floor in the toilet & bath has tiles yet walls around the toilet & bath will only have tiles on the 1st layer, the part that is directly adjacent to the floor tiles).
An option to deliver the house as fully finished is also provided by Camella with the total contract price difference of between P180,000 to P300,000 higher depending on the model of the unit among other factors.
* House Model Name: MARGA
* Floor area: 46 sq.m.
* Minimum lot area: 72 sq.m.
* House Type: Single-Attached House
* Specifications:
- 2 Bedrooms
- Toilet & bath
- Dining area
- Kitchen
- Living area
The info that follows refers to the “My Home, My Style” or the semi-finished Marga single-attached unit on a 72-square-meter PRIME lot with a Total Contract Price (TCP) of Php 1,336,020.
RESERVATION FEE is Php 20,000 (non-refundable) and is to be deducted from the total downpayment.
PAYMENT SCHEMES OFFERED:
▬▬▬▬▬▬▬▬▬▬▬▬▬▬
1. Long-Term Financing
A.) 20% of the TCP is the downpayment (DP) which shall be at Php 267,204. Net DP after the reservation is Php 247,604 (Total DP less the reservation fee).
B.) Net DP can be paid in 14 Months at ZERO interest, thus is Php 17,657.43 per month.
C.) The 80% Balance can be paid thru In-House Financing or Bank Financing. Shifting to a Pag-Ibig Financing is also an option in an interim basis, i.e., a choice between in-house financing or bank financing in the first 2 years after the downpayment is paid off and then loan the principal of the balance through Pag-Ibig financing.
▬ As low as Php 10,314 for a 20-year loan with an average of 10% interest per annum if balance is loaned through Bank Financing.
▬ In-House monthly amortization for 10 years at a fixed 19% interest p.a. is estimated at Php 19,952 and Php 27,726 for a 5-year in-house loan.
2. Deferred Cash (24 months at Zero Interest)
▬ Paying off the Total Contract Price in 24 months without interest is also given as an option & will have a monthly amortization of Php 54,834 only.
3. Spotcash
▬ A 12% discount from the TCP is granted to the buyer who shall pay off the TCP on a spotcash basis only
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