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  1. #71

    Quote Originally Posted by wurrmed View Post
    Murag wala mo nagkasinabot bro, imo gi post nga sample amount is 500,001 then ang kang
    pat_gracie07 is 500,000.
    di man gud brod, ngano mo deposit man ko ug 500k nga 6.5% interest raman, pun-an nalang nako ug peso para ma 7.5% interest sama sa example ni pat. dako na biya na difference.


    so madouble ang imong money after 3 years.

    wala natay labot brod kung asa nila kuhaon ang kwarta basta mabayaran lang ta sa interest. hehehe

    nindot biya e invest sa coop kung tinuod ni.


  2. #72
    murag mao ni ang pasabot ni mam gracie sa ako ning pagsabot mga bro.

    500,001.00 x 7.5% = 37,500.00/4 = 9,375.00 ----- murag dili per quarter ang 7.5% kung dili per annum

    pero mo hatag sila ug interest per quarter mao ng 9,375 pero pwede guro ni ninyo makuha every quarter.

    sayop ang keyboard...hehehe! just my 2 cents.

  3. #73
    Quote Originally Posted by pat_gracie07 View Post
    hello, thanks for showing interest. Regarding time deposit, imong 50k mo.earn na jud na xah ug 6% after 3 months. If mo.mature na xah(after3months)..limpyo jud imong madawat.. ang imong 50k deposit plus the interest of 6%. TAX FREE pa jud..After ana, naa ra na nimo if imong i.deposit ug balik for another 3 months or longer na(6mos or 12mons)... naa ra sad nimo if kuhaon nimo ang 6% interest or i.deposit nalang ba sad ug balik together sa 50k...kay naa mn gud mi clients na after maturity, i.deposit tanan including interest as new time deposit..you're given options asa sa tan.aw nimo mas maau...

    if nahan ka, pwede mn ka tawag 345-5022 look for grace...
    Mao ni tubag ni Maam Gracie nako mga Bro .... hehe

  4. #74
    Quote Originally Posted by nowayL View Post
    Mao ni tubag ni Maam Gracie nako mga Bro .... hehe

    If ana diay so if 7.5%x4= 30% ang interest per annum. Boss nowayl palihug kuno confirm ana kang grace if 30% per annum (7.5% ang quarter) ang interest sa 500,001 pesos.

  5. #75
    Huwat lang ta nus-a to mo on-line si Gracie para maklaro gyud ni nato.

  6. #76
    try natcco ok kaau 3 years na ako tita member,,,,dako2 napod ni natabang sa ilahang family

  7. #77
    Elite Member ArCkz's Avatar
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    @Sibannac... kinsa imo tita bro?

    @ALL... much better tawagi nalang ninyo si gracie sa ila office for further explanation. mura limited ila time para mag internet

    MAVENCO: 345-5022 look for grace

  8. #78

    Default Sorry....

    Hello...First of all..I would like to extend my sincere apology. I wasn't able to state that the interest rates for time deposit are based 'PER ANNUM'. So let's say:
    DEPOSIT: 500,001
    TERMS: 3MOS
    INTEREST: 7.5% per annum
    500,001 x 7.5% divided by 12 (mos. in a year) x 3(terms/months)
    The total interest will be 9,375.00 after 3mos.

    Is there a cooperative that gives 7.5% NOT per annum for time deposit? I guess, there's none!

  9. #79
    murag gamay-gamay ra gyud na siya nga interest kay kung naa lang ka capital na deposit sa coop (not time deposit) kay mas dako man interest.

    for my 5 years in my 2 coops wala gyud na ni ubos ug 9% and interest per annum ako nadawat.


    try ninyo sa capitol bro, mao nay pinaka biggest coop sa visayas, i forgot the name. mas dako ila interest. magpa endorse lang mo ug member na daan arun ma member sad mo.

    balak sad nako magpamember diha next month.

  10. #80
    Elite Member ArCkz's Avatar
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    @techguys... i think dli na ang pinaka biggest coop sa visayas ang kana dha sa capitol. Naay dagko nga coop nga wala sa cebu pero naa sa visayas like OCCCI. OCCCI is based sa ormoc and naa sad sila branch dri sa cebu naa diha sa Mango Avenue.

    Btaw.. speaking of interest on time deposits, ang coop ra jud ang maka hatag ug dako nga interest. If naa gani banks or rural banks mo offer ug interest nga dako pa sa coop then bantay lang mo. mao na gpang himo sa mga banks/rural banks nga hapit na ma close. FYI lang.

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