observe pod sa inyo age. say, you have to get married by age of not more than 30 to elude future financial problems on raising kids. ex. kung mag minyo ka at 35. unya manganak at 36. unya imo anak mo graduate college at 22, imong idad ana 58 na. at that age kayod gihapon ka pangwarta labi na naa pa lain nga anak nag eskwela. paeta lolo oi heehe