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  1. #61

    Kun daghan or dako na ka ug utang... chill lang...unya continue pangutang kay walay na priso sa utang...
    Ayaw kaguol anang mga letter letter sa ilang attorney, mas modako ilang gasto sa attorneys fee compare sa ma extract nila sa imo ang utang, which is dili pinugsanay kay unsa may ilang i-extract kun wala kay ikabayad.

    Chill lang gyud, pangutang todo hanggat merong magpautang... strike while the iron is hot...

    Look at reality, naglisod man gani pa priso anang nangawat, nang estafa or unsa unsa pa diha, kana pa kahang nangutang lang... Kaya UTANG pa more..
    Last edited by RayGunz; 04-01-2017 at 12:11 PM.

  2. #62
    Ako d dyog ko ganahan mangutang og magpautang. Naa koy credit card but I always pay on time para way penalty fees. Half of my monthly earnings (sometimes more) goes to my savings.

  3. #63
    Quote Originally Posted by noelle View Post
    agree ko ani

    - - - Updated - - -

    ayaw pangutang para ibayad sa imong utang.... =)

    paspasig bayad ang utang para wa nai huna hunan.... ayaw sag gasto sa mga dili needed nimo....
    kadungog jud ko ana sa mga insik "dili mangutang para ibayad sa utan"

  4. #64
    Quote Originally Posted by ace101 View Post
    Ako d dyog ko ganahan mangutang og magpautang. Naa koy credit card but I always pay on time para way penalty fees. Half of my monthly earnings (sometimes more) goes to my savings.
    Agree! Ana pud ko sa akong credit card. Kung maayo imong credit score, dali ra kaayo ka maaprove sa mga loan sa bangko.

  5. #65
    Di nako mangutang.

  6. #66
    dili mag pa utang kung ang nangutang wala kaya or source of income . . kung emergency . dili lang unta gamiton ang word nga utang para dili pa ASA , . . maypa donation. . .

  7. #67
    Utang is a responsibility na dapat nimu bayaran

  8. #68
    Apply a debt roll up technique. We have lecture on this. You must have another source then start paying the lowest amount of debt.

  9. #69
    I have 2 credit cards. And credit limit is 150k ug 90k. Pero wala ko ga utang nga installment. I always pay right after the next month due. Para zero interest permi. pwedi man e cash permi pero. Mas makakuha man gud ka ug credit history for future transaction. mao gina creditcard naku ako tanan payments.

  10. #70
    Mas mangutang pa jud to invest something nga maka generate og positive income nga pwedi maka bayad og hinay2 sa utang.

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