ask lang unta ko kinsa na nakasuway ug housing loan kanang kamo ray nagpatukod sa inyo bay?share daw we are planning man gud to loan 2M for construction ask ta ko kung pwede ni siya...
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11-26-2009, 08:04 PM #61Senior Member
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11-26-2009, 08:26 PM #62C.I.A.
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pwedi man na bai..attend lang sa ila seminar kay requirement man jud nang seminar sa pagibig loan..
Originally Posted by Nikki80
pero i think dapat titled jud ang lot bai na imo tukuran and under your name jud..
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11-26-2009, 08:51 PM #63C.I.A.
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Same mi ug inquiry ni Nikki but follow-up question sa iya pangutana. Originally Posted by gaevwa
Unsay gubang requirements sa pag-ibig about ani nga klase sa pag loan aside from titled ang lot?
I heard mn gd na dapat nasugdan na nimog tukod daan ang balay before approbahan sa pag-ibig imo loan.
I ask this lang here usa kay wala pako time mo attend ug seminar sa pag-ibig, conflict man gd ako sched sa ilang office hours then sayang sad kaayo i leave kay gamay nalang nabilin sa akong allowable leaves.
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11-26-2009, 08:58 PM #64C.I.A.
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morag percentage man to bai..naay certain amount (percentage) initially ihatag..then next nasad.. then sunod nasad..depende sa progress sa imo house construction.. Originally Posted by xyberblue
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11-27-2009, 03:00 AM #65Senior Member
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like sa banko bro no sa BDO amo contractor man gud hatag siya budget namo 1.9M pero policy man gud nila spotcash nga 30% jud then ilaha na dayon itukod ang house upon completion 5-7 months mag sugod na dayon ka bayad sa 70% balance..mao medjo bug-at man gud kay duha ka unit amo plan i tukod one for me and my wife and one for my cousin mao nag inquire ko kung pwede ba ni makuha nga whole amount sa pag ibig kay at least nahug siya ug akong i cash sa contractor then maka avail pako sa ila discount kung ma soptcash nako...upon approval sa pag ibig
wa naman gud update ang TS ani nga thread mao kung naa naka experience dha like our case now plz share sad..
@gaevwa : bro so attend diay ta seminar jud pero naay chance bro mahatag jud ni nga amount? completo man mi sa requirements kay ning down man gud mi duha ka unit sa bayswater mao ready na kau ni but ning back out mi kay suya kau mi they change the floor plan without even informing us...mao naka decide mi nga we will buy a lot in busay nlang overlooking pa with the design that we all love pa jud...
I hope naay maka confirm nato ani kung pwede bani dako man gud nga amount...
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11-27-2009, 01:04 PM #66C.I.A.
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sa akoa lang opinyon bro ha? morag dili jud mahatag ang spot cash na imo gisulti..ilaha jud na na policy..the difference lang sa bank and sa PAGIBIG is the interest rate..gamay jud ang % sa PAGIBIG..so dako2x ka ma-save if adto ka sa PAGIBIG.. Originally Posted by Nikki80
ask them nalang during seminar..balikon lang nako..requirement ang seminar before ka maka-loan..
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11-27-2009, 01:47 PM #67Senior Member
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btaw sah...ok bro copy na nako
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03-14-2010, 12:57 AM #68Newbie
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hi.
pls need help asap.
my question. i availed of pag ibig loan 1.5m. my monthly amort is 15k++ for 30 years.lets say after a year i have 500k, can i pay in advance the principal? if yes my principal will go down to around 1m, i know that my monthly amort will not change right?
say again after 3 yrs i got 1million and applied to principal, meaning hurot na ang principal ka bayran. am i correct to say that i am completely fully paid?
pls reply to my email roelladrera@gmail.com
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03-14-2010, 10:46 PM #69C.I.A.
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Same jud tag question bro... Originally Posted by roelladrera
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03-16-2010, 09:22 AM #70C.I.A.
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up ta ni...
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