Credit Card

[badz#1]

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FREE FOR LIFE Annual Membership Fee, unsay pasabot? sorry no idea ko ani & like pd ko mo apply ug CC jd...

[cirext]

FREE FOR LIFE Annual Membership Fee, unsay pasabot? sorry no idea ko ani & like pd ko mo apply ug CC jd...

CCs have annual fee ranging from 1,500 to 3,000+ depending sa bank ug sa klase sa card. The higher the credit limit, the higher d annual fee. I think this is a BPI Card promo right? Nga wala na daw ka bayran every yr to use their CCs

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FREE FOR LIFE Annual Membership Fee, unsay pasabot? sorry no idea ko ani & like pd ko mo apply ug CC jd...

CCs have annual fee ranging from 1,500 to 3,000+ depending sa bank ug sa klase sa card. The higher the credit limit, the higher d annual fee. I think this is a BPI Card promo right? Nga wala na daw ka bayran every yr to use their CCs

[MaInEvEnT]

BPI Credit Card offers you FREE FOR LIFE Annual Membership Fee when you APPLY NOW!

Contact this # 09296691290

Whaaaat??... BPI just sent me a credit card last July.. Pwede to nako ipa avail sa free for life annual membership fee? hasula ipa putol ko ni beh nya apply ko balik

[badz#1]

CCs have annual fee ranging from 1,500 to 3,000+ depending sa bank ug sa klase sa card. The higher the credit limit, the higher d annual fee. I think this is a BPI Card promo right? Nga wala na daw ka bayran every yr to use their CCs

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CCs have annual fee ranging from 1,500 to 3,000+ depending sa bank ug sa klase sa card. The higher the credit limit, the higher d annual fee. I think this is a BPI Card promo right? Nga wala na daw ka bayran every yr to use their CCs

i see, thank you sir!!!

[MaInEvEnT]

Here's a more detailed comparison of some of the pros and cons of getting/having a credit card

Pros:
-You can use them practically everywhere, especially overseas.
-They can boost your purchasing power because they can be used to buy goods and services over the phone, through the mail and online.
-They provide financial backup in the event of an emergency, such as an unexpected healthcare cost, job loss or auto repair.
-They allow you to purchase items and pay them off in monthly installments.
-They offer discounts at stores and rewards. For instance, when you make purchases using the credit card you can collect points; these points accumulate and can be used to get free items, such as airline tickets.
-Some cards may offer cash back as an incentive to use the card.
-They can help build your credit history.
-They keep a record of your expenses, helping you to monitor your financial activities. Your credit card statement is an itemized list of your monthly expenditures, which can be helpful when it comes to budgeting.
-They help raise your credit score when you pay balances down by the due date. This improved credit history paves the way for lower rates borrowing rates on other loans, including a mortgage.
-Credit cards allow you the right to dispute billing errors and defective merchandise.
-They allow you withhold payments.
-Lose cash, and it's gone. Lose a credit card, and it can be cancelled. Also, if you report a lost or stolen card promptly, you're protected against its unauthorized use.


Cons:
-Credit cards can have their disadvantages, though, especially when they're used in an unwise manner.
-Some consumers feel compelled to spend more money than they have.
-Consumers may continuously roll over a balance for several months.
-When you default on credit card payments, you are charged with late fees and interest, increasing your debt load.
-Carrying a large amount of credit cards also isn't too favorable in the eyes of lenders.
-Acquiring too much credit card debt can ruin your credit score.
-Studies have indicated credit card debt as a significant factor in consumer bankruptcies.
-Credit card fraud is a possibility.

Wise use of credit means understanding those costs and acting accordingly. Keep track of your spending to ensure that you can repay your credit card bill in full when it comes due each month.

[manju]

hala... napa ni?? bag.o ra baya ko nag pass sa ako application sa bpi... pagka aug 19 lang jud... maka avail ko aning no annual fee churva?

[Balandido]

basta disciplinado or wise lang ka sa pag gamit niini, helpful ang cc.

basta sab byran mo ang due b4 due date (to avoid charges).

ayaw gamita ang cc sa cash w/drawal (unless extremely needed).

avoid spending too much unnecessarily (mao ra ba kini ang
nahimong problema sa uban..,nagtuo cla nga ang cc sarili
nilang kwarta)...utang diay to.

kay utang, dapat bayaran w/ patong2 interest na. avoid
that situation to happen w/ u.

[jenny90]

Don't have BPI Credit Card Yet?
Apply Now and get FREE FOR LIFE ANNUAL MEMBERSHIP FEE
Simply Avail:
One Supplementary Card and/or
BPI Express Credit-to-Cash

Boothing at Ayala Mall, Cebu City
between Bench and Folded & Hung
https://www.istorya.net/forums/busine...-and-hung.html

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hala... napa ni?? bag.o ra baya ko nag pass sa ako application sa bpi... pagka aug 19 lang jud... maka avail ko aning no annual fee churva?

Yes, if ma approve ka maka avail sa free for life but need naa kay supplementary.. balik sa branch ug pass ug ID sa imo supplementary...

[izecream]

nahan ra ba sad ko mo apply ug credit card,,,kapila na ko ni apply pero wala may reponse sa mga banks,,,ingnun lang kag wala pa jd napasa ang imong application Sir...basin dili jd ko pakuhaon ug CC

[Daniello]

Naa pay interested CC application ? I can help you .