hi... dili ko sure kung unsa imo gi-ask kung mag-put up kag lending business or ngutana ka kung unsaon pag-loan...
if it's the latter, i can help you. naga-process ako ng loans sa different banks ... just pm me or email me sa
pesolending@yahoo.com
documentary requirements:
for employed:
- photocopy of latest ITR with bir stamp or form 2316 (w2)
- photocopy of valid ID w/ picture & signature (company id, passport, driver's license, tin/sss/gsis or pag-ibig or other government-issued ID)
- any one of the following: original cert of employment with compensation, issued within the last 3 months or photocopy of latest full month pay slip.
- Original (for HSBC) or photocopy (for BDO) of latest whole-month payslips (bale 2 if payslips are issued twice monthly)
for self-employed:
- photocopy of latest full year itr with bir stamp and audited financial statements with BIR stamp for the last 2 years and/or bank statements for the last 6 months.
- photocopy of valid ID with picture and signature (co id, phil passport, driver's lic, tin/ss//gsis, etc)
- photocopy of business papers: sole proprietorship: dti certificate of business registration partnerships: SEC registration and articles of partnership
qualifications:
- 21-60 (usually) 21-70 (BDO) upon loan maturity (bawasan mo ng loan term)
- must be living within trading area (major cities and towns)
- 2-year cumulative employment with current and previous employers.
- gross monthly income 10K for bdo and hsbc metro cebu resident; 14k for hsbc all other areas resident
- have any 2 of the following: residence phone, office phone, cell phone.
interest rate formula:
[(loan amount * interest * term) + (loan amount)] / term
for example for a loan amount of 100k and payment term of, say, 24 months Chinatrust 1.49% interest
[(100k * 0.0149 * 24) + 200k] / 24 = 9823.33 per month for 24 months
banks available:
Standard Chartered, PSBank, HSBC, RCBC, Planters Bank, Chinatrust, and BDO
PM me for details or email me at
pesolending@yahoo.com
CREDIT CARDS ALSO AVAILABLE