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  1. #51

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?


    ma quits rana.. kung mo kiha sila mas daku pa ilang magasto sa ilang collectibles..

  2. #52

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by louise sari2x boutique View Post
    Just want to know unsa ang gibuhat sa uban nga napuno sa utang sa credit card unya maglisod na gyud ug bayad then cgehan na ug tawag sa collector officer sa office, adtuan pa gyud sa balay.
    Dear Louise,

    If I were you ibaligya na imo sari2x boutique then ang halin ibayad sa banko.


    Respectfully yours,
    HSBC Owner

  3. #53

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by necrotic freak View Post
    naa oi.. SSS ug Pagibig loan diay.
    good luck kng madala ra og one day process! hahaha!

  4. #54

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by ColeZenun View Post
    good luck kng madala ra og one day process! hahaha!
    FYI, there's no such thing as ONR DAY PROCESS! that's a myth.

  5. #55

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by necrotic freak View Post
    naka commision gyud diay ang collector nimo brad.. na tagaan baka ug certificate of full payment?
    Oo bai nangayo jud ko aron sure .... wala man mo agi ug collector kay 4 yers ko balik2x sa citibank ug bayad diha sa ayala ...

  6. #56

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by amingb View Post
    Oo bai nangayo jud ko aron sure .... wala man mo agi ug collector kay 4 yers ko balik2x sa citibank ug bayad diha sa ayala ...
    maayo kay naa secure jud ka ug certificate. pero bisag naka full payment naka imong pagka defaulter ug blacklisted naka record ra gihapon...

  7. #57

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by louise sari2x boutique View Post
    Just want to know unsa ang gibuhat sa uban nga napuno sa utang sa credit card unya maglisod na gyud ug bayad then cgehan na ug tawag sa collector officer sa office, adtuan pa gyud sa balay.
    Ang ako ika advise no is to call the bank and tell them honestly na dili naka kabayad.
    Nag ka prob sad ko ani before kay sige nana ug kadako ang intereset. So what I did is I called the bank and ask assisstance on what they can do to help me paying my bills. I told them that I am willing to pay but cant no longer afford to pay the minimum due. What they did is they send me a letter containing different plans na maka afford ko and that is what they called "easy pay". Mag pili ka ug pila ka years nimo impason with a specified amount. Though mag kaanam ug kadako ang interest kung ang pinakataas na years imo pilion pero at least mabayaran nimo ang utang.
    Ang ako nalang hunahunaan bsan dako ang interest is nag enjoy man sad ko ug swipe though sometimes it was used for emergency but on the positive side is that the bank was able to help you so thats why you need to face the consequence and that is by paying the interest. Just make it as a lesson learned.

  8. #58

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    ^^pero ang ANNUAL FEE di jud madala ug waive or reverse.

  9. #59

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    Quote Originally Posted by necrotic freak View Post
    ^^pero ang ANNUAL FEE di jud madala ug waive or reverse.
    I havent check it yet kay gihimuan man ko nila ug lain na account number dn ge zerohan nato nila akong daan na credit card

  10. #60

    Default Re: Unsay angay buhaton kung napuno naka sa utang sa credit cards?

    angay buhaton dli naka mangutang.. og hinay hinayan na nimo bayad tanan...

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