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  1. #541

    Quote Originally Posted by lorenzoleo View Post
    Your wrong bro, you are referring to the old insurance industry.
    IMG is building a new industry, I work hard very much today but when I created my outlets, I could already retire. Even if I retire, I can still get my checks (which is not true in the old industry). Even when I die I could pass this business on to my children(Di gihapon ma waste akong efforts). This is not employment bro, you gotta create your own organization. I could also create residual income by creating many outlets as I can.

    "I'd rather have 1% of the efforts of 100 people than 100% of my own effort" (Paul Getty). If you want to become big, find a business that can create Geometrical growth income. For me job has only a linear income, but creating outlets can make geometrical growth income. If you know how franchising works and how to get royalty income then you can understand the system of IMG.

    FYI : IMG is a Financial Brokerage that uses an Outsource-Distribution business model.
    You want me to define what is an Outsource-Distribution model? It is an Outsourcing company with a distribution channel. Financial Industries outsourced their services and financial products to us which is advantageous in their part because they can cut cost especially their employees salary and overhead expenses. Most companies right now want to outsourced just to cut cost.
    Have you ever thought that what you are talking about here is actually a marketing strategy of IMG? I mean think about this, if you are a company that's going to be "labeled" as another brokerage firm you need to think up of ways to make the people interested. Of course, the PR people would have to think of new ways and strategies to make people think they are different. Yes, IMG might be different but in essence you are in fact still an employee in that sense. You might think that: "Oh no, i don't think anybody can be that good to pass of another brokerage firm as something else." But well you are just one of the "victims" of the great PR people, which by the way, are.... EMPLOYEES
    Bro, payong pangkaibigan lang ha, and i mean this well. If you really want to be financially independent as you say, save up what you are earning now and start your own business. Something that's 100% yours. I can sense you are a good biz man in some ways, and that would be your ticket to total financial independence.
    And oh, I just have to leave one final thing. About Bo Sanchez, he is a pretty good speaker, very charismatic, can convince almost everybody, certainly smart, and very effective. He and his team are intelligent, highly educated and charismatic people. Not a bad thing, I must say. I admire him, I should tell you. Disclaimer: NO INSULT IN ANY WAY TO HIM (I have to put disclaimers in all Caps, sigh!) Why do you think I mentioned those traits? Figure that out, I'm sure you're intelligent enough to do that.

  2. #542
    Quote Originally Posted by Blackjellybean27 View Post
    Have you ever thought that what you are talking about here is actually a marketing strategy of IMG? I mean think about this, if you are a company that's going to be "labeled" as another brokerage firm you need to think up of ways to make the people interested. Of course, the PR people would have to think of new ways and strategies to make people think they are different. Yes, IMG might be different but in essence you are in fact still an employee in that sense. You might think that: "Oh no, i don't think anybody can be that good to pass of another brokerage firm as something else." But well you are just one of the "victims" of the great PR people, which by the way, are.... EMPLOYEES
    Bro, payong pangkaibigan lang ha, and i mean this well. If you really want to be financially independent as you say, save up what you are earning now and start your own business. Something that's 100% yours. I can sense you are a good biz man in some ways, and that would be your ticket to total financial independence.
    And oh, I just have to leave one final thing. About Bo Sanchez, he is a pretty good speaker, very charismatic, can convince almost everybody, certainly smart, and very effective. He and his team are intelligent, highly educated and charismatic people. Not a bad thing, I must say. I admire him, I should tell you. Disclaimer: NO INSULT IN ANY WAY TO HIM (I have to put disclaimers in all Caps, sigh!) Why do you think I mentioned those traits? Figure that out, I'm sure you're intelligent enough to do that.
    Well here we goes again asa man ko mutoo sa dili member sa IMG or ako mismo na cge attend sa meetings? Again as what I have said we are not employees in IMG. Period wala nay lalis.

  3. #543
    Quote Originally Posted by Hot Ice View Post
    Gimaliit? Wala man koy gimaliit kay daghan man kog kaila/friends nga agents pud. Pero I can't do anything about it if ma mention ang word nga AGENT feel nimu nga gimaliit na.

    My point is, unsa may naka lahi nimu sa uban tao empleyado? (e.g. call center employees). Don't you think that, with their surplus salary, they are also able to engage in different types of investments that would multiply in the future? And, if they play it right, pwede rana nila ma tuyok tuyok ang ila investments. And... daghan na silag magamit sa interest lang ana.




    hmmm.. i still don't get it. I still think you are working under IMG.

    Mao raman pud sa insurance industry. You don't have to work every time. Depende sa imung target. Like basin ang target sa imu nailhan sa insurance market kay dli ang affluent market. Naa ko kaila, affluent market and corporations ilang target. Isa ka convince nila, dli na sila mubalik and they continue to earn years after. Then, ila mga agents mao namaligya and they earn with that as well. Dli ba mao mao ra? People are earning for you? Then you are still reaping the benefits sa imung mga previous sales even sa future? Manager level palang na sa ila, unsa na kaha og Agency Leader nah.




    So, gina outsource ra nila sa IMG ang trabaho unta nga sa ilaha? Mao mao ra pud sa uban BPO or call center nga outsourced ang ilaha para dli na sila mag manage sa employees and overhead sa pag hire, training, and pag keep sa employees.




    For that, we should ask the other businessmen here.

    Do you guys care to answer?




    What do you mean REAL BUSINESS? So dli gyud nato matawag nga business na nimu ang IMG? dli ka part owner sa IMG? Dli man sad ka matawag og proprietor, partner, or isa sa incorporator sa IMG? Pasabta ko.
    Well mao ng dili masabtan sa mga tao bah dayong mag dayon judge na kamo mismo dili man gani member. Kasabot kag outlet building? May pag mu join mu para kamo mu judge kung employement ba or dili. That's what free enterprise system all about, again this is not "Corporate Philippines".

    Kung mu franchise kag Mc Donalds does it mean that your an employee?.
    Last edited by lorenzoleo; 11-26-2009 at 08:40 AM.

  4. #544
    Bisan mu retire nako bro sa pag build pa lang daan ug outlets maka gain nakog residual income ana puhon inig bisan dili nako mu field. Dili gihapon ma usik akong efforts do you know why, akong title diri bro mapasa ra sa akong mga anak puhun. Mao ning dili masabtan sa uban.

    Why mag buhat2x pa man kog lain na naa na may systema na proven then I could already use it, dili na mag labad akong ulo magbuhat2x ug kaugalingong system from scratch. I better used simple system that is clear, fast, simple and duplicatable.

    "I'd rather have 1% of the efforts of 100 people than 100% of my own effort". (Paul Getty)
    "Invest in the business that you understood". (Warren Buffet)

    I'm also comfortable in this business since most of my team mates are older than me. Imagine a 22 year old guy handling 30+ years old members. Imagina kung unsa ang leadership behind ana. If your in business dili na mu matter ang edad, dependi na sa level of mindset.

    If you have time to come to the office, ipa ila2x tika ako ka team kung gusto ka makig atubang nako.
    Last edited by lorenzoleo; 11-25-2009 at 11:33 PM.

  5. #545
    Quote Originally Posted by Blackjellybean27 View Post
    Thanks for explaining about the training part, hot ice.

    And even if cge ta balik2x pasabot nila na we are not actually against the biz, d jud na cla ka understand ever. they think that just because we are arguing about their point na against na tah dayon sa biz. duh sa inyo oi. i thought biz people are broadminded. oh, the real biz ppl i know are. i just dont know about the rest here. kng tinood bah kaha, making BIR as an excuse. oh cge let's tell ayala and sm na d na cla mention ng names ng companies nila ever so as not to feel the wrath of the so called BIR. but i got to hand it to him who says so. his imagination never fails to amaze me.
    thank you for that insight.. moabot jud sa point nga your too rich and too powerful nga mahadlok na small predators mo galaw nimo..

    pero pag-abot ana nga time.. imo na pud kontra kay mga politiko n church official (the big predators)

    ang imo siguro pasabot kay "businessowners" who own businesses that they run or "work in".. which if they dont work, their businesses wont generate income for them.. these people are "self-employed" the only difference with employees is that these people dont have bosses...


    @ hot ice.. tnx for the info.. kahadlok diay ana nga training no.. haphazard kaau. low quality.. so they really cant help with the 90% of the problem.. what a big waste of money..

    sa imo example, kamao lage basic, saon padagan.. but you forgot to teach the meaning of road/traffic signs... delikado gihapon..

  6. #546
    daghan dire typical employee mentality... ok ra man nah.. but going into business,, you should change that...

    any business is potentially better than any job (except being president of the phils)..

    ang increase sa income sa trabahante thru paycheck kay +2, +3, +5, increments lang..

    sa business kay x2, x3, x5, exponential..

    sa business pud.. makatabang ka sa imo kababayan, by employing them, giving them an honest income, and mka provide pa jud ka products sa community..

  7. #547
    Quote Originally Posted by lorenzoleo View Post
    "I'd rather have 1% of the efforts of 100 people than 100% of my own effort". (Paul Getty)


    same here, why do things when others can do it for you, and possibly more effectively.
    i dont want my employees to give their 100% percent.. they are human.. they should exert their efforts into personal growth, learning, and community service.. people are not machine...let them be part of a system. but dont make them the whole system...

    and sa kadto mo argue about BIR thingy... kung mag negosyo na mo og inu.. makasabot ra mo.. until that day, i expect you to be ignorant... even if i gave fair warning, you must experience it one way or another in the future,, ako lang ma ingon sa inu.. be ready...

  8. #548
    Quote Originally Posted by AmorsoloX View Post
    sa imo example, kamao lage basic, saon padagan.. but you forgot to teach the meaning of road/traffic signs... delikado gihapon..
    correction lang bro ha, before palang ka gipadagan sa karsada, gitudlo-an naka daan sa traffic signs. sa akong example, 1 part rana sa pag tudlo padagan og sakyanan. mao na daghan nag sessions. first session ana is "classroom" session. Ambot lang ingon ana ba sa tanan, but I would assume it is.


    Dli man haphazard bro. Although I work in 1 call center, naa ko kaila sa uban pang mga dagko og gamay nga call center diri. Ingon ana gyud ang style sa training. they're already spending money while you're on training, so they do their best to compress the training.

    It has worked out fine so far. Sa katong nag support pako directly before, maski bali balihon pa ang pangutana about sa product, and maski mu ask pag question ang tao nga wala sa manual, ma tubag and mahatagan gyud og solution. Imagine, kana tanan wala na sa training. But nganu nakabalo man ko? Because gihatagan naka sa basic knowledge.

    Suma ra gud sa pagkaon. Tudlo-an man kag hungit, and kana mga method mao ra pud na imu gamiton sa kan-on, sa sud-an, og sa uban pa. Pero ang basic ana is ang "pag hungit gyud"....

  9. #549
    Quote Originally Posted by lorenzoleo View Post
    I'm also comfortable in this business since most of my team mates are older than me. Imagine a 22 year old guy handling 30+ years old members. Imagina kung unsa ang leadership behind ana. If your in business dili na mu matter ang edad, dependi na sa level of mindset
    Then stick to what you are doing. I've said this before, stick with whatever works for you. I still don't think your business is similar to what most people call as a business (e.g. naa kay imung company, tindahan, or unsa pana) and let's not argue about that anymore. However, not all people have the resources (money, skill, etc.) to start their own business. A lot of people I know are very comfortable as an employee earning a lot. Still, I know a lot of people (not just working in a call center) have already started their own business but has continued to work. And quite a few employees I know are also investing (and reinvesting) their money on different investment methods. Building money-at-work (that is, aside from other means of saving and earning).

    Some people, would prefer owning his business.

    So let's not belittle them (employees), act superior, and/or pretend that you know more. This is not pointed to you but to everyone.


    Quote Originally Posted by lorenzoleo View Post
    If you have time to come to the office, ipa ila2x tika ako ka team kung gusto ka makig atubang nako.
    It's not addressed to anyone, but if I were asked, I'd say "I don't want to waste both our times. Really."

  10. #550
    to each one his own... if you believe it is, then it is true for you

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