What's the best thing to do with your 13th month pay?

[wizard_jamex]

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Life insurance is not a good soucre of investment, The main concept of Life insurance is TERM insurance, it is only for protection in case you die too soon, if you live to long, place it direclty into MF. If you buy Insurance with savings, diha maka kwarta ug dako ang ahente. T_T! So buy TERM Cheapest insurance then invest the difference into MF/stocks.

If you want to buy Life Insurance, buy only TERM insurance. Buying whole life and endowment is rip-off. Buy Cheapest form of Life Insurance then invest the difference into MF.

Whole Life Insurance is a Rip-Off, 100% of the Time! - Associated Content from Yahoo! - associatedcontent.com


In real estate naa gihapon na risk, what if walay mu abang sa imung balay?
Risky gihapon ng real estate kung dili nimu mapamana, always take into consideration about the ESTATE TAX!!!!!

Mao jud. Nagdahom sila nga NINDOT ang Life Insurance bundle....Hmmmmmm

[lorenzoleo]

Mao jud. Nagdahom sila nga NINDOT ang Life Insurance bundle....Hmmmmmm

Some people are not really much educated on the different kinds of Life Insurance, I know even some of Insurance Agent doesn't know about TERM Insurance. But for me, buying a bundled Life Insurance with savings is a big rip-off. Buy only TERM insurance, and buy insurance if you need it.

[wealthyhead]

actually I got this from a Financial Planner in the US -> Dave Ramsey

of course Bo Sanchez is very good too

BO SANCHEZ's followers...

[wealthyhead]

This maybe true before but not anymore today.

Life Insurance is really just for protection while building your target wealth so it doesn't grow much.

Real Estate also is risky these days. Remember what happened in the US?

It's still good to have these but always remember that there are risks.
Nothing in this world is risk-proof anyway, but it's ok to take some calculated risks.

So the best thing to do is to educate yourself with the financial industry.
Know the risks and learn to minimize.

I heard Mutual Fund but i don't know what is EIP (Everybody Invest for Profit)
Anyway, that kind of investment is High Risk! I would prefer you investing in Life Insurance or Real Estate because these are zero risk.
Zero Risk means permanent yours, nothing to loose.

[junebride]

hi there.. can u pm me or send me an email (jean.beltran31@gmail.com) about this kind of investment? ng think pa sad asa padung akong 13th month..

thanks guys!!

[makie]

hi there.. can u pm me or send me an email (jean.beltran31@gmail.com) about this kind of investment? ng think pa sad asa padung akong 13th month..

thanks guys!!

Sent you a PM.

[c0mpumast3r]

PM'ed you already. Thanks.

Just a hint:
Mutual Fund - pure investment only
Health Care - provides long term healthcare (your healthcare up to 60++), insurance and investment linked (mutual fund)
Life Insurance "Term Invest the Difference" - provides life insurance PLUS investment (mutual fund) linked

Just an advice: Your investment has to be pegged with your needs. We have to be prepared with the following when's in LIFE:

- When I live too long? - What will be my source of income? How will I answer my daily needs?
- When I die too soon? - What will be my family's source of income? How will they continue to live? Can I afford to see my kids loose their dreams if something happens to me?

[wizard_jamex]

It's up to you guys what will you do in your 13th month. If you want to invest in MF then that's GOOD but you mustn't invest it in lump sum.

You can go to our office for some clarification about MF so that you won't regret. I'm not saying that MF is bad. Bilini sad para sa inyong ugalingon pang date ba ron. =)

[c0mpumast3r]

I was able to help one family save mutual fund in FAMI today..gikan daw iya 13th month.

[wizard_jamex]

I was able to help one family save mutual fund in FAMI today..gikan daw iya 13th month.

cool.