great based sa ila g-qoute they can still give you better price, just tel them that the agency of your companion quoted you a lesser price, but ayaw pud barata kaayo. the 20 to 25K sa agency does it include ocean park? disney land? ug daily food nga 100 hk dollar each day plus katong 260 misc? you might want to bring few more thousands for your meals, fare around and shopping money.