What's the best thing to do with your 13th month pay?

[c0mpumast3r]

---

thanks sa inputs...mag start na ko ug invest sa MF kay kung dili pa ka karon basin ma postpone nya wala nasd padulngan...sayang ang kwarta ug ang panahon. mao na lang ni ang gift nako para sa akong self..hehe.

Mao gyud bro.
If ok ra sa imo, may I encourage you with this quote:

Time is our greatest ally. We should always remember that a DREAM will forever remain as a DREAM if ACTION is not applied to it. However, a DREAM WILL become a reality if and only if ACTION and DISCIPLINE is applied to it.

Hope that helps.

[lorenzoleo]

13th month pay? You should do this YouTube - IMG - International Marketing Group - Concepts.
Watch the entire video, if you want to know more about the details, just contact me.

[c0mpumast3r]

Thanks for the input everyone!

[wizard_jamex]

What to do sa imong 13th pay?

Puwede bahinon nimo into diff. parts.

10% - Tithe
20% - Savings
70% - Expenses
including sa date sa imong uyab. date sa imong crush. PAMIGA sa ARENA.
Palit ug mga importanteng butang like New Clothes.
Ikaw na bahaka kung unsaon nimo ang seventy percent.

Whahahahahahahahahahahahahaha.....

This message is brought to by Coke Sakto. LOLZ>>>>>> =)

[shey0811]

It's better to save the money for future use...You'll never know when cash might come in handy in the future...

[agasus]

I have been thinking what's the best thing to do with my 13th month pay. I want to have a passive income like having a small business perhaps pero wala koy mahuna hunaan for now na business. On the other hand, i'm thinking na i-invest nako ang money sa Mutual Funds or EIP...Kamo guys what do you think?
Please share your thoughts..thanks.

I heard Mutual Fund but i don't know what is EIP (Everybody Invest for Profit)
Anyway, that kind of investment is High Risk! I would prefer you investing in Life Insurance or Real Estate because these are zero risk.
Zero Risk means permanent yours, nothing to loose.

[agasus]

actually it depends on the amount of your 13th-month pay....

I suggest:
1.) Tithes (10%) to your church or favorite charity
2.) Set aside an emergency fund in the bank or money market account.
3.) Invest some in Mutual Fund (remember.. 5k to start in most MF)
4.) Spend for yourself & others for Christmas

BO SANCHEZ's followers...

[sexyjanes]

save for christmas..

[Metz]

I heard Mutual Fund but i don't know what is EIP (Everybody Invest for Profit)
Anyway, that kind of investment is High Risk! I would prefer you investing in Life Insurance or Real Estate because these are zero risk.
Zero Risk means permanent yours, nothing to loose.

Bai,

Your savings component in standard life insurance package is usually tied up to a mutual fund unless specified. If mo-invest ka ug life insurance better go for "buy term invest the difference" kay mas better ni. Just pm me kung pa elaborate ka.

Real estate is not zero risk bai, daghan nalugi ani, a good example is the real estate crash in 2008 sa US. Or naa sad diri sa Pinas, kalit lang naay major environmental problem ang usa ka area, all lots in that area dropped in value.

Mas ok pa mag mutual funds ka, you don't need big funds to invest and maski mo crash ang market hulat lang ka mosaka balik, ayaw lang jud redeem. This is the chance of the poor.

Mutual funds is really very good if long term imo plano.

[lorenzoleo]

I heard Mutual Fund but i don't know what is EIP (Everybody Invest for Profit)
Anyway, that kind of investment is High Risk! I would prefer you investing in Life Insurance or Real Estate because these are zero risk.
Zero Risk means permanent yours, nothing to loose.

Life insurance is not a good soucre of investment, The main concept of Life insurance is TERM insurance, it is only for protection in case you die too soon, if you live to long, place it direclty into MF. If you buy Insurance with savings, diha maka kwarta ug dako ang ahente. T_T! So buy TERM Cheapest insurance then invest the difference into MF/stocks.

If you want to buy Life Insurance, buy only TERM insurance. Buying whole life and endowment is rip-off. Buy Cheapest form of Life Insurance then invest the difference into MF.

Whole Life Insurance is a Rip-Off, 100% of the Time! - Associated Content from Yahoo! - associatedcontent.com


In real estate naa gihapon na risk, what if walay mu abang sa imung balay?
Risky gihapon ng real estate kung dili nimu mapamana, always take into consideration about the ESTATE TAX!!!!!