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  1. #31

    up for today

  2. #32
    naa daw barato unya efficient nga HMO ang name kay Health and Life their office is located at the second floor of Coco Mall. Barato daw kay cooperative mani sila. Sila daw nag handle sa Big Foot. Ang Big Foot kay Kainos daw sila before unya ni balhin sa Health and Life. I still have to check this out.

  3. #33
    Elite Member
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    Mar 2005
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    Quote Originally Posted by nram View Post
    what do you mean "dili tanan doctors nga affiliated sa kainos ang pwede sa imo dependents"? affiliated na gud unya excluded diay? thanks a lot.
    Naa sa ila site "Home (KAINOS Health Management, Inc.)" then isearch lang "kainos doctor"
    naa didto ang list sa primary physicians og asa sila nga hospital, dili tanan affiliated
    doctors sa kainos naa sa list sa primary physicians. Ang magamit sa imo dependents
    in case ma confine sa hospital kana ra mga primary physicians, if ang imo card is kadto
    primary nga card, pwede ra bisan kinsa nga doctor nga affiliated nila.

  4. #34

  5. #35
    ok raman goro..mahal lang....

  6. #36
    Quote Originally Posted by JaneD View Post
    ok raman goro..mahal lang....

    On the contrary pina ka barato ang Kainos. Imagine P25,800 package one principal and three dependents. While regular HMO is P14,000 per head. Mao tingali nga aghan reklamo sa service sa Kainos. A friend from an HMO company said that Kainos is charging way low that the industry standard. He added that the way Kainos is charging their members is like they are killing the industry.

  7. #37
    Quote Originally Posted by nram View Post
    On the contrary pina ka barato ang Kainos. Imagine P25,800 package one principal and three dependents. While regular HMO is P14,000 per head. Mao tingali nga aghan reklamo sa service sa Kainos. A friend from an HMO company said that Kainos is charging way low that the industry standard. He added that the way Kainos is charging their members is like they are killing the industry.
    pwede sad mao ni reason nga naa mga reklamo sa Kainos. Nindot gyud hapit na gyud ko madala sa kainos pero nag alanganin na ko karon. Kuyawan ko kay mao man gyud na ang reason why we get an HMO insurance so that dili na ta mag worry kung masakit ang member sa imong family unya lisud2x diay ang pag avail he he

  8. #38
    ok ra mn ang Kainos.. kay ad2 nako sa hospital naa mn sd ko makit-an.. mao sd ni gamit nako before sa company.. ila ofis before naa sa metrobank tower near robinsons... dn karon among gamit kay Life and Health na.. so far ok pd.. dn kini pa mn sd ang health care nga gi renew sa among company... coz last time kay I-Care and Kainos kay tag 1 year lng mn... dli nami mag renew.. cguro murag nakauyon mi sa Life and Health.

  9. #39
    Quote Originally Posted by nram View Post
    naa daw barato unya efficient nga HMO ang name kay Health and Life their office is located at the second floor of Coco Mall. Barato daw kay cooperative mani sila. Sila daw nag handle sa Big Foot. Ang Big Foot kay Kainos daw sila before unya ni balhin sa Health and Life. I still have to check this out.
    ako na ang mu verify.. this is not true.

  10. #40
    so far ok ra man ang kainos..

    kay katong na hospital ko kay na operahan ko sa akong tonsils.. wala jud koy problema..
    sila na bahala sa tanan.. hasta medicine..

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