Best Cooperative?

[twEATer]

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yes bro. thanks kau. pero sorry d jd ko kabalo motan-aw sa google map pwede ask ug landmark lang jud asa dapit ni ilang bldg?

Not sure unsaon nako paghatag sa imu directions bro kay wala ko kabalo aha ka manukad. Pero if gikan ka Cebu. Pwede ra ka sakay sa Country Mall padulong ibabao-super metro. Dayon naog ka sa coliseum. Mao dyd na ang pinaka-landmark nya ang colisuem. Naog ka dha unya lakaw ka balik didto sa crossing kng aha naay traffic light. From there makita nimu ang Fair Bank. Tapad ana mao FICCO.

[twEATer]

mao ba bai? pila pud ang interest bai?

0% interest if paid within 1 month. Maayo na lang at least naa bugas atong nga gihigugma sa kinabuhi.

[lhorenzoo]

When d i imu bakasyon pohon boss? Maski snickers lng akoa. hehehe

unsa nga snickers imo boss tweat? awon lang ni boss nus-a tugtan sa amo..

[twEATer]

unsa nga snickers imo boss tweat? awon lang ni boss nus-a tugtan sa amo..

OT: Kato Snickers nga chocolate. hehehe mao mn gd ako mahinumduman kung mouli ako erpats gikan pd middle east. Kada-uli dyud na sauna naa dala mga chocolates. Pero joke ra na ako hirit ui. haha

OnT: FICCO offers motorcycle and motor vehicle loans as well(Brand New or Surplus). Lower interest rates than banks or in house financing.

[cebu.opportunities]

one thing dapat i.consider why moapil kag coop ky imu reasons why niapil ka. if only for savings, dako2x siyag rate compared to banks ky wa mn siguro sila'y withholding tax unlike sa banks naa which is 20% for php currency.
okay rmn ang coop pero minaw sa jud ka sa seminar, ayaw ditso2x pa member. dali rna i.sud ang coop (open or close group) pero kuti sab if i-terminate na.

daghan pmn lain ways wherein you'll get higher savings, pwede gani ko mo offer, awhahah. if savings lang inyo purpose hap, di insurance, etc...

Note: per annum na ang interest sa coop nga imu ma gain pero per month na ang interest i-charge nimo for loan. i-multiply lang na ug 12 pra makuha nimo ang rate per annum sa interest sa loan. That's why you should think and decide wisely.

nkaapil nkog coop when I'm still in high school and lain npud nga coop pag.college pero after college, na realize nko I can earn more when I'm the one who'll use my savings. naminaw nlng ko sa seminar pero di mn worth it at this time where I can invest it on other things which could garner higher returns. pero helpful mn siya kato pag.student pa nko, dako2x pud siya'g interest ui dayon wa rako'y gibuhat. pero if you know how to make your money grow, kaw nlng gamit sa imo money.

btaw kanang mga coop nga open sa tanan kay ang uban mga wokers rah sa company or kanang mga specific ra kaayo mga trisikad drivers or unsa....kanang open way limit bah....hehehe! ug dili mag-himo mog coop istorya.net coop dba?

bitaw, himo ta atoang coop na, awheheh... pero kapoy lang na ky per action/ event na imu sort-of tax or ambot unsa na i-pass sa BIR. diba, tax-free mn kha nng coop?

[lodyl]

one thing dapat i.consider why moapil kag coop ky imu reasons why niapil ka. if only for savings, dako2x siyag rate compared to banks ky wa mn siguro sila'y withholding tax unlike sa banks naa which is 20% for php currency.
okay rmn ang coop pero minaw sa jud ka sa seminar, ayaw ditso2x pa member. dali rna i.sud ang coop (open or close group) pero kuti sab if i-terminate na.

daghan pmn lain ways wherein you'll get higher savings, pwede gani ko mo offer, awhahah. if savings lang inyo purpose hap, di insurance, etc...

Note: per annum na ang interest sa coop nga imu ma gain pero per month na ang interest i-charge nimo for loan. i-multiply lang na ug 12 pra makuha nimo ang rate per annum sa interest sa loan. That's why you should think and decide wisely.

nkaapil nkog coop when I'm still in high school and lain npud nga coop pag.college pero after college, na realize nko I can earn more when I'm the one who'll use my savings. naminaw nlng ko sa seminar pero di mn worth it at this time where I can invest it on other things which could garner higher returns. pero helpful mn siya kato pag.student pa nko, dako2x pud siya'g interest ui dayon wa rako'y gibuhat. pero if you know how to make your money grow, kaw nlng gamit sa imo money.


bitaw, himo ta atoang coop na, awheheh... pero kapoy lang na ky per action/ event na imu sort-of tax or ambot unsa na i-pass sa BIR. diba, tax-free mn kha nng coop?

Unsaon diay para mas modako ang "interest" sa money bai compared to coop?

[cebu.opportunities]

Unsaon diay para mas modako ang "interest" sa money bai compared to coop?

interested ka mo invest? daghan mn like engage in business, invest on stocks, mutual funds, etc... pero tanan naay risk. will pm you.

[lodyl]

interested ka mo invest? daghan mn like engage in business, invest on stocks, mutual funds, etc... pero tanan naay risk. will pm you.

PM daw bai........

[twEATer]

interested ka mo invest? daghan mn like engage in business, invest on stocks, mutual funds, etc... pero tanan naay risk. will pm you.

I would agree with you @cebu opportunities. Naa pa dyud mas dako ug interest compared to cooperatives. Ang mo-matter man gud sa majority is how. They (I admit apil ko ana) may have a little to no knowledge at all on how to invest on stocks, mutual funds and the likes. Plus the risk factor pa and large investments needed to start with. That I think is the breaking point of why people limit their investments to avenues that are readily available. Like banking and cooperatives that is.

[twEATer]

Sa mga interesado mo-attend ug seminar sa FICCO.