1. Does this means that Online Stores are not included in this deal? (I think they are way cheaper. ^^)
Just like any financing company, we deal with tangible people with tangible stores and warranties. This is actually for our mutual protection, yours and ours. Should anything happen to your gears (especially while it is still being financed), it is best that we have a store to go to and a saleslady or person to talk with as far as the warranty of your item is concerned. We cannot compromise price with after-sales service.
2. If I want to purchase EOS 550D @ Php 46,500. 30% of that is Php 13,950 (The amount that I'll pay as down payment.) Minus that to the total amount and the remaining is Php 32,500.
No, the 70% of PhP 46,500 is PhP 32,550.. And your computation is also incorrect.
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You did not apply the interest on your monthly amortization computation.
call us lang, for more information.
salamat.