the thinking na "dili madala sa kamatayon ang kwarta" is plainly wrong and people should not set their mindset thinking like that, this is more of a "surrender" and giving up attitude.
instead, prepare your mindset to be ready for the future and not dying, money can be use in living,
if you have enough money, you can send your kinds to a good school, have a good life, use your money for emergencies, etc.
and also, if you die, mahala ra ba ang patay, with lungon and everything...
I live a frugal life, pero dli ko mag tipid when it comes to Kaon or kanang once in a lifetime na experience, infact daghan kog bisyo and mahibong ang mga taw ngano mas daku pa ko tigum kaysa nila..
Ive posted some tips a month ago here in istorya how to be an ideal frugal, pangitaa lang nnyu hehehe