Enjoy reading the thread!! I'm frugal too by choice coz I want to go home na for good and enjoy the fruits of my labor.
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Here's my tipid tips..
Location: America
1) I ride public transportation kay duol ra au akong work ug sa house and malakaw ra gali if dili ko mag dali2x.
2)I have a very cheap cp worth 7 dollars and nag prepaid ra ko. 25 dollars per 3 months
3) i shop at Goodwill for clothes ( used clothes ni xa, murag ukay2x)
Here's my breakdown sa salary nako every month:
70 percent-- mutual funds/stock market
10 percent-- padala sa pinas
10 percent -- savings
10 percent-- MAD money
basa mo THE SECRET OF THE MILLIONAIRE MIND kay T. Harv Eker. super cool! for local books, I go for Bo Sanchez kay applicable sa philippine setting.
Educate yourself on ways for you to be financially free
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Soon, I will be