credit card application

[badz#1]

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unsa na bank nga ang CC ky dili ka mag bayad ug anual ? (: naa ko na dunggan sa metrobank but not sure..

[edgeknife]

unsa na bank nga ang CC ky dili ka mag bayad ug anual ? (: naa ko na dunggan sa metrobank but not sure..

Metrobank M Free Mastercard nila. Naa pod sa BPI, pero timing2x rana sa ila promo. If ma approve imo application within the time offer, wala annual fee.

[spartan301]

ga apply ko bpi credit card. first nako. monthly gross nako 170k at least. i have savings and passbook acct nila. gi padad.an man ko ug suwat after almost 2 months nga mag deposit ko ug 10k kay fit kuno ko for express start. in short murag secured credit card hinuon. nya if mo opt ko nga di mu avail sa ila offer, considered as declined ako application. ngano kaha gi decline? ok na unta ko ug 30k credit limit. grabe siguro ko ka threat sa ila companya lol

Is yur 170k monthly documented? -if not, then it doesnt matter wat u claim.. This is exactly d reason why undocumented seamen are havin a hard time in gettin credit cards despite their big salaries..

Havin a checking or savings acct. with em is not enough, unless yur average daily balance (ADB) is acceptable... Emphasis is on ADB which simply means yur daily balance is averaged on a per month basis..
Ex. U deposited 1m today and another 1m tom., but withdrew 1.99m a few days after, yur ADB wont be much...

if other CC companies are offering u, then grab it, otherwise, just go with their secured credit card offer to build yur record... Let around 6 months lapse and apply from other banks..

[badz#1]

Metrobank M Free Mastercard nila. Naa pod sa BPI, pero timing2x rana sa ila promo. If ma approve imo application within the time offer, wala annual fee.

thank you boss

[RonIvs]

Is yur 170k monthly documented? -if not, then it doesnt matter wat u claim.. This is exactly d reason why undocumented seamen are havin a hard time in gettin credit cards despite their big salaries..

Havin a checking or savings acct. with em is not enough, unless yur average daily balance (ADB) is acceptable... Emphasis is on ADB which simply means yur daily balance is averaged on a per month basis..
Ex. U deposited 1m today and another 1m tom., but withdrew 1.99m a few days after, yur ADB wont be much...

if other CC companies are offering u, then grab it, otherwise, just go with their secured credit card offer to build yur record... Let around 6 months lapse and apply from other banks..

yes it is. they required me to pass itr, bank statement and financial statement. though, nitawag na pud sila nako the other day nga mag submit ko ug new copy. basin wala ma forward sa manager sa bank kay nag resign na pud siya na busy. basin lost in transit document. i dont know.

[marshnino]

Pag secured CC lang usa then if naa na kay good payment history kay makaapply na ka ug regular credit card without hassle coz nakabuild na man ka ug credit score ana sa TRANS UNION which is the credit churva that was hired by most of the banks here in the PH

[Anghel101]

unsa na bank nga ang CC ky dili ka mag bayad ug anual ? (: naa ko na dunggan sa metrobank but not sure..

Kung interested ka i can offer BPI with free annual fee for life.
Just give me your email add for the form.
Thanks!

[hobie]

Same situation sa akoa.
Undocumented.
Declined hahahaha
Aw bahala sila dili sila ka kwarta sa akoa

[cebu.opportunities]

Benefits of Using Credit Cards RESPONSIBLY:

10 Reasons To Use Your Credit Card | Sari-saring Tinda

Update: murag di na mo waive ang citibank sa annual fee (half nlng pinaka dako nila ma waive) so it's time to say goodbye.
Thanks sa perks for half a decade. sayang sad kay dako credit limit sa citibank compared to other CC Companies.

No annual fee cc = selected BPI cc no annual fee for life og "promo nila ron" if referred daw sa existing BPI CC holder.
BDO = ma waive raman if good standing and kaabot sa ila annual "quota" trans.

[Anghel101]

Benefits of Using Credit Cards RESPONSIBLY:

10 Reasons To Use Your Credit Card | Sari-saring Tinda

Update: murag di na mo waive ang citibank sa annual fee (half nlng pinaka dako nila ma waive) so it's time to say goodbye.
Thanks sa perks for half a decade. sayang sad kay dako credit limit sa citibank compared to other CC Companies.

No annual fee cc = selected BPI cc no annual fee for life og "promo nila ron" if referred daw sa existing BPI CC holder.
BDO = ma waive raman if good standing and kaabot sa ila annual "quota" trans.

mao jud.advantage jud ang naay credit card..labi na karun na the Philippines is working on establishing a centralized credit record...dali ra maka-establish ug credit score kung naa na kay credit card...

also..dali ra magtravel...sometimes..bisan kanang mga free entry na countries..mag-sampling sila sa mga pinoy ug inspection sa bag,docs etc...pero nig pangutana kung naa kay credit card..most of the time...papadayunon ra ka...