Bro, ang mu sukol anang 10% per month kay ga pa klaro lang na ga lisud. It's up to you. Bisan pag nay promissory note, if magpa gahi ug ulo! gahi gyud ug ulo!
It's up to u, start small sa lang if employed ra na imo pahulman.
Do keep us updated if na unsa naka dira...hehe!
-fellow lender