Unsay Nindot Nga Life Insurance?

[anatawa_luffy]

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NSDAP.. I think u are confusing the client. Just plainly ask him to consult with his agent.

There's no HMO IN THE plan. Im from Philam Life too.
The basic is 20k plain and simple and what made it 38k are the riders.
Mao nang Acc n Health, Med Reimb, Critical Illness, ug waive of premium. 10k, 1k, 4k, 2k mao nang ang total, kay 17k plus 20k and tinali naa pa ni gamay plus mao nang niabot ug 38k.

Sir Sannga part of ur premium will be put into investment.. U can always ask ur Financial Advisor about it. Usually for the first year it mostly goes to ur protection... Then the following years, investment na mostly...

[sangga]

NSDAP.. I think u are confusing the client. Just plainly ask him to consult with his agent.

There's no HMO IN THE plan. Im from Philam Life too.
The basic is 20k plain and simple and what made it 38k are the riders.
Mao nang Acc n Health, Med Reimb, Critical Illness, ug waive of premium. 10k, 1k, 4k, 2k mao nang ang total, kay 17k plus 20k and tinali naa pa ni gamay plus mao nang niabot ug 38k.

Sir Sannga part of ur premium will be put into investment.. U can always ask ur Financial Advisor about it. Usually for the first year it mostly goes to ur protection... Then the following years, investment na mostly...

Thx anataha,,, so kaning 38k pila ka percent kaha ang investment ani? Just received your pm,,morag sa AXA ko kanang investment plan,,,then sa income protection morag pru uk,,sakto nana akong partner naa sa phil am life,,

[Simplewish]

Philam life,,annual payments is 39 k,,basic life insurance 1.6m,, accident and health 1m,, with medical reimbursment 100k,, critical illness 800k,,waiver of premium for critical illness 20k... Nindot nani siya ka istoryan? Proposal paman ni sa akong agent, napa nindot ani nga mga riders? Thx sa mo reply!

Hi sangga! Familiar lage ur nick, naka pm naka nako noh or nagka exchange nata ug pm cguro here sa istorya. Im from Pru life au.K but ok ra man ni imong proposal... What I would recommend is pa discuss tarong sa proposal... Understand the benefits jud and to not focus on the premium. If for Pru Life UK sad, naa ko or whoever u wish who can assist you and I think naa sad representative here from AXA and other life insurance companies. Ang important is ma protected ka (and ur family if bread winner ka) and you start saving for your retirement. Goodluck and God bless sir sangga

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Philam life,,annual payments is 39 k,,basic life insurance 1.6m,, accident and health 1m,, with medical reimbursment 100k,, critical illness 800k,,waiver of premium for critical illness 20k... Nindot nani siya ka istoryan? Proposal paman ni sa akong agent, napa nindot ani nga mga riders? Thx sa mo reply!

correction: mam diay not sir.

[op2nd]

Ask ka ug mga PROPOSAL kada usa sa mga dagku na insurance (SunLife,Manulife,Prulife,AXA, Philam and etc...), so bahala na si client mamili asa siya...

Ang nindot para klaro itupad tupad ang proposal sa mga insurance... ang given is name, age, gender, Life coverage ( sa life 500K ang coverage para pareha tanan) bisag kini lang ang naa sa proposal. Para lang pag COMPARE kinsay taas or ubos ug monthly or annual payment.

[Terminatorn]

Term Life kuhaa oi. Mas nindot pa. Learn to know where to put your money.

[op2nd]

Nindot kanang covers up to age 100, whole life plan. Naa man pud coverage up to age 70-75 lang nya dili na ma renew, sayang wala na sya coverage.

[op2nd]

Kung term everytime mo renew magka saka ang monthly .... ang naka nindot lang sa term daku sya ug life coverage

[paelob85]

pm me about insurance policies.... mga offer and annual.... pm me the details pls.... im interested...

[makie29]

Nindot kanang covers up to age 100, whole life plan. Naa man pud coverage up to age 70-75 lang nya dili na ma renew, sayang wala na sya coverage.

Lugi ka if you get a whole life plan. At some point in your life, you will no longer need life insurance or your current life insurance coverage might not be the right one for you.

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Kung term everytime mo renew magka saka ang monthly .... ang naka nindot lang sa term daku sya ug life coverage

Premium is not paid monthly, it's paid annually.

[Simplewish]

I dont agree with someone saying you will no longer need a life insurance coz around the globe and in other countries priority jud ni nila but i believe and agree that your current life insurance might no longer be "enough" (the right term) for one person.

As for term insurance, yeah nice ni sya if u want to max ur protection coverage but it's paid Annually wlay monthly ani and if nothing bad happens to you, goodbye sad imong gi premium. But yeah iyang annual is gamay ra jus compared sa VUL. However, the question is, okay ra ba nimo i-TY imong 7k-19k a year? Say u get a term insurance for 10yrs... Multiply it if kaya go. But if for an extra premium u can have savings plan too while protected ka, wouldnt u want to consider it also? Naa ra jud na nimo, asa ka, sa maximum ang protection but minimal cost but ty if healthy ka, sa daku daku gamay na premium but naa kay protection plus savings/retirement plan or u want max ang protection and savings and at the same time tama or dli kaau daku imong premium.