Is your family frugal? / The Frugal Lifestyle

[Gwynhuever]

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@velvett....i really enjoyed taking the walks with you...vicariously

i used to walk a lot...i would just walk to go to work...walk to my favorite cafe....walk walk walk.....when walking i get into a meditation mood....and sometimes believe it or not it is my prayer time....mas maka feel pa ko sa connection kaysa simba on Sundays.....anyway i have stopped doing this since i got married...kay my husband has a bad back and he can not walk for long....but after reading velvett's walking journal ...i realized how much i have missed it....i am definitely doing it again...especially at times nga i consider MY TIME....

oh and by the way...kiseyo ang name sa native cheese nga gi putos ug dahon....favorite sad na nako and do keep us informed sa result sa imo nya pag check sa library...wa pa sad jud ko kasulod diha....and i am curious sad what it has to offer....

[DebutsAndIDos]

Here's another tip:

I know most people are scared about using credit cards.

But, by charging all my purchases to credit card... (pliti nalang gyud intawon ang wala) and paying at in full each month,
this year, I got a free laptop bag, shoebag and indoor griller. I also got the annual fee waived.

With my mom and sister as my supplementaries, I also finally got my free round trip tickets from Mla to Cebu, after two years.

Im saving up for a blender next...

[Velvett]

^nice, nice! hehehe congratulations

@gwyn...liwat jud diay ko nimo dah...and vice versa hehe. i will go to the library tomorrow, sure i will update you on that.

[Velvett]

at last nakasulod na jud tawn ko sa rizal memorial library (for the very first time). okay baya ang lugar, kahuna-huna dayun ko for the bookclub.

anyway mao ni mga details you need (or might like) to know:
hours open: 8AM - 12:00nn / 1:00PM - 5PM Monday to Thursday; until 4PM Fridays
requirements for issuance of borrower's card:
- employed / student
- guarantor's note (guarantor can be any govt employee or your baranggay captain)
- 1x1 ID photo
- donation --> ambot na unsa ni nga mangayo man donation sa gobyerno ba ni o semi-public? kung sa gobyerno, nagbayad naman ta ani sa atong mga buwis. gilang mangutana nya ko ugma. sa unsang pagkahitabu-a nga mangayo man sila ug donasyon.

they have computers there but i dont remember if there's internet access--i'll check tomorrow.

the books are quite old, as expected. but there are "new arrivals" and i got a copy of "The Tale of Juliet" which i will continue reading tomorrow (halfway finished). nice story...easy read and inspiring.

by the way, ginadili na ang mga mag study or review didto. purely reading and researching using their books lang. and they accept book donations too with "no strings attached."

[Sol_Itaire]

up for this thread with the rise in prices and all

[January]

kahibaw mu asa ta makapalit ug groceries na barato jud? mga meat products, etc. . .? mahal na jud mga pamalitong karon. . .=(

[Sol_Itaire]

^groceries kay La Nueva and Colonnade.

there's a 688 in lapulapu and knick-knacks there are cheap.

[Sol_Itaire]

up for frugal ideas

lemonsito juice as toner/cleanser - works for me!

[lima_sierra]

dili jud frugal akong mama. gasto diri ug didto unya hapi-hapi. until ive experienced we financially crashed down. college nako at that time. separated akong parents. akong education support from my dad goes to household expenses after tuition. then my married sis supports my baon. ako na ang na frugal sa balay. after college work dayon to support them. hangtud naabot ko sa gawas. akong gi remind akong mama na mag budget jud. i provide them the basics and usahay a little extra. good thing dili sila cge demand.
im frugal in terms sa food. as much as possible one time cook for a whole day's meal. inig abot sa salary priorities muna - padala sa pinas and before i used to have liabilities. gi una jud nako bayad mga utang and after almost 2 yrs sa pag abroad nakaginhawa nako. i only bought my new cellphone after natiwas ko sa akong utang. and now magkeep nako ug savings every payday. di makalikayan mga emergency esp now my mom is getting old.

[Sol_Itaire]

^that's admirable. keep it up =)