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  1. #201

    gamit man ang cc sa tao lang jud unsaon pag gamit.. naa pud bya na sila point system og mga raffle. Ako cousin nakadaog man gali og sakyanan tungod sa CC.. iya rapud gbaligya kay dli siya ganahan og sakyanan kay dli kuno siya ana ka dato.. lol

    F kahibalo sad ka sa ila mga cut-offs and when to purchase.. wla kay interest.

  2. #202
    Quote Originally Posted by bleb View Post
    kung kahibaw lang ka mugamit sa cc , dako man kaayog gamit ang cc.. bayad lang ka ug full amount dili tong minimum due.. walay finance charge mahitabo.. dili makaginansya ang credit company nimo...
    Unya kai naa man pod annual fee..

  3. #203
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    Ipa waive diay ang annual fee? Dghan CCs na zero annual fees for life ah.

  4. #204
    Quote Originally Posted by MeMing View Post
    Akong ikasulti aning CC noh? Kung ganahan ka ani, meaning wala pa kay enough cash. Kung wala pa kay enough cash, dili ganahan ang mga banks mohatag nimo ug CC.

    Inig abot sa time daghan naka cash, ganahan na ang banks mohatag nimo ug CC. Sila na modo-ol nimo ikaw nalay balibad.

    Lahi gyud sa atong nasud kay sa gawas pa, aw hatag kay hatag lang ni samot sa amerika. Mao ng nayabo pud lagi ilang pinansyal system.

    Ergo, kung nahan ka CC, get enough cash on your bank accounts and they will come naturally to you kay ang banko, payongnan ra ka kung walay uwan.

    agree ko ani. akng friend naa lang xay 14k maintaining balance sa bdo for 6 months gi tawagan cya for credit card. hapit niya balibari samtang nag sturya cya but eventually naka kuha jud cya ug 3 ka cards nga shared ug credit line

    - - - Updated - - -

    Quote Originally Posted by JjjonJ View Post
    Ipa waive diay ang annual fee? Dghan CCs na zero annual fees for life ah.


    like sa asa nga mga bank sir? akng nahibaw-an karon kay ang citibank

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    Quote Originally Posted by simoncpu View Post
    Ayaw jud tawn mo pag credit card. Mora ra mo niadto sa prisohan nag-boluntaryo ug pa-priso sa inyo kaugalingon... Credit card is slavery.

    *bow*
    disiplina rmna sir. hinuon ang credit card mura kag nag abli sa pultahan sa prisohan, wala kay disiplina ma sud jud kas lungga.

  5. #205
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    Naa s bpi or metrobank. M free mastercard. No annual fee for life

  6. #206
    Thanks sa information sir.

  7. #207
    Quote Originally Posted by solderingiron View Post
    Unya kai naa man pod annual fee..
    Daghan mang bangko ang pwede mupa waive sa annual fees.. karon gani kay ang citibank ga offer ug no annual fees for life

  8. #208
    Quote Originally Posted by bleb View Post
    Daghan mang bangko ang pwede mupa waive sa annual fees.. karon gani kay ang citibank ga offer ug no annual fees for life
    sakto sir. akng gi email nila akng application form pero wala man ko gi accommodate. adto ko nila pa submitton online in which nay error ig submit nako. tssk they're stopping me from applying. try nko tawag jud sa ila cust service

  9. #209
    Try ug adto sa sm supermarket.. naay booth ang citibank didto...
    @suprmn_ni

  10. #210
    Quote Originally Posted by bleb View Post
    Try ug adto sa sm supermarket.. naay booth ang citibank didto...
    @suprmn_ni
    abi nko wa nato, naa pa diay hangtud karon. insert na nako sa ako schedule ugma. hehe cge thanks sa info sir.

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