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  1. #11

    The offer seems to offer. I suggest aralin nyo muna yan before jumping in. See this post to learn more about VUL as well as MF and UITF, VUL Insurance vs Mutual Fund vs UITF Investment Philippines

  2. #12
    Senior Member miaka_cham's Avatar
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    After almost a month of hiatus, I'm back. Yey! I'm sorry for not being able to reply to your inquiries. Been busy with trainings and appointments.

    But here goes...

    Quote Originally Posted by jackdi View Post
    From her other posts, Insular Life na siya Maam. (TS, correct me if i am wrong)
    Yes, I'm with Insular Life. Thanks jackdi for replying for me.

    Quote Originally Posted by xxjamezxx View Post
    send meh details pls..thanks
    PM sent.

    Quote Originally Posted by The_JACKAL View Post
    Nindot ni da... legit man kaha ni TS?
    Yes, Insular Life is definitely legit. It has been in the business for 105 uninterrupted years. Meaning, it didn't cease operation even during the world war 2. hehe.

    Quote Originally Posted by H.Wolowitz View Post
    hehe legit na ang Insular Life boss

    i think VUL ni iya baligya

    one of the insurance products being sold by insurance companies
    Yes, VUL ni akong gi mean diri. Thanks H.Wolowitz!

    Quote Originally Posted by marcyscreed View Post
    The offer seems to offer. I suggest aralin nyo muna yan before jumping in. See this post to learn more about VUL as well as MF and UITF, VUL Insurance vs Mutual Fund vs UITF Investment Philippines
    True that marcyscreed. There are many vehicles for investment. It's best to study choose which suits you. It's nice also to check Pesos and sense in youtube. They have very short but precise info about financial literacy.

  3. #13
    Senior Member miaka_cham's Avatar
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    VUL is the acronym for Variable Universal Life. It is like mutual funds + insurance = VUL.

  4. #14
    Please pm me the details.

  5. #15
    just an opinion..
    VUL is an insurance with a cash value invested in the market( like stocks, UITF, etc). Gitawag na ug variable kay part sa imong premium i invest sa market which by goes up and down every day.

    If your lucky enough and the market will go up, your cash value inside the policy will increase. Pwede pud ka mo take ug loan against sa imuhang cash value. mao ra ni akong idea about VUL.

    Better still you read a book. Don't give your money away unless you understood fully where you are going. Goodluck!

  6. #16
    Senior Member miaka_cham's Avatar
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    Quote Originally Posted by dominic43 View Post
    Please pm me the details.

    sent you a msg! sorry for the late reply.

    - - - Updated - - -

    Quote Originally Posted by saggitwelve View Post
    just an opinion..
    VUL is an insurance with a cash value invested in the market( like stocks, UITF, etc). Gitawag na ug variable kay part sa imong premium i invest sa market which by goes up and down every day.

    If your lucky enough and the market will go up, your cash value inside the policy will increase. Pwede pud ka mo take ug loan against sa imuhang cash value. mao ra ni akong idea about VUL.

    Better still you read a book. Don't give your money away unless you understood fully where you are going. Goodluck!
    true that saggitwelve! it's best that you should know what vehicle you're going to use for your investment.

  7. #17
    more info TS>>

  8. #18
    Senior Member miaka_cham's Avatar
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    @mr. Fuji,

    Sent you a PM. thanks.

  9. #19
    i have insular life, which i am paying 100k per year premium for 1m life insurance another 1m for dreaded disease and another 1m for accidental death... i'm also entitled to 80k lump sum for every other year upto 99 years.

    is this plan different, please send me details.

  10. #20
    Senior Member miaka_cham's Avatar
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    Quote Originally Posted by silent-kill View Post
    i have insular life, which i am paying 100k per year premium for 1m life insurance another 1m for dreaded disease and another 1m for accidental death... i'm also entitled to 80k lump sum for every other year upto 99 years.

    is this plan different, please send me details.
    sent you a PM. please check your inbox. Thanks!

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