LEARN THE ESSENCE OF BEING A WISE SPENDER...just do this, What have your earnings today just spend half of it! you do the math.. I think this is effective unless you are compulsive buyer.
LEARN THE ESSENCE OF BEING A WISE SPENDER...just do this, What have your earnings today just spend half of it! you do the math.. I think this is effective unless you are compulsive buyer.
Last edited by inxss4; 08-15-2013 at 04:06 PM.
MeJust purchase things that will do you good.
If you think that it is just your personal interest and you do not have the enough budget to spend for that item, then better set it aside for the meantime. Instead, focus on something that can be used on a daily basis.
Then, save up for it first, once you have the cash enough to buy that item. Hold off, and double it first before buying. Don't be too excited, as excitement at times causes you to go broke.
best way is UNAHA ANG ANG SAVINGS
mag save ka usa
then ang mahabilin mao na ang budgeta..![]()
Just be addicted on savings.. Both of us couple love to see each month placing money on mutual fund, uitf and ordinary savings passbook. We both inspired and deligently save in good faith the net earnings of our profit... We believe that saving money is somewhat security for today and tomorrow.. , and each future expenses has designated envelop to fill up. We don't worry of emergency fund because it has been allocated.already for a.year.
income - savings = expenses
TS Kung daghan kag makwarta or sweldo nimo e tago dayon e gasto na lang unsay dapat e gasto.... Pag ablig savings account aron dli kaayo nimo ma dali2 og kuha imong tinigum kay f sa cabinet lang manalig jud ka na naa kay kwarta...![]()
1st thing 1st..
pagdawat sa sweldo, deritso sa savings ang imo budget para savings...
others will follow...
simple.........
EIP acct... sa BDO UITF..... FAMI sa MEtrobank, automatic deduction sa sweldo....
Suze Orman on ANC: Advice on managing personal funds - YouTube
you can find most of the answers in this video
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