International marketing group

[makie29]

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Being a brokerage company is IMG's excuse but if you just look at their compensation plan, it's MLM.

[Fallen6]

Being a brokerage company is IMG's excuse but if you just look at their compensation plan, it's MLM.

All businesses now are actually using networking system. The difference would be the products and the services they are offering.
IMG's main goal is to give everyone the chance to be financially literate and the services they are offering are just part of helping people. Healthcare, Investment programs, real-estate, and insurances are things worth spending on.

MLM is a marketing strategy used by ALL BIG COMPANIES. So it would be unfair for us to judge them that being a brokerage company is just their excuse and would prohibit people to post anything about the company. Try to attend their seminars and understand what the company is all about. Their seminars are free of charge and if you don't like it or not helpful to you, then you are not being forced to enroll to their program nor to purchase any of their offers.

As what I have read somewhere, Bo Sanchez is part of IMG and conduct trainings for IMG at their office.

[makie29]

All businesses now are actually using networking system. The difference would be the products and the services they are offering.
IMG's main goal is to give everyone the chance to be financially literate and the services they are offering are just part of helping people. Healthcare, Investment programs, real-estate, and insurances are things worth spending on.

MLM is a marketing strategy used by ALL BIG COMPANIES. So it would be unfair for us to judge them that being a brokerage company is just their excuse and would prohibit people to post anything about the company. Try to attend their seminars and understand what the company is all about. Their seminars are free of charge and if you don't like it or not helpful to you, then you are not being forced to enroll to their program nor to purchase any of their offers.

As what I have read somewhere, Bo Sanchez is part of IMG and conduct trainings for IMG at their office.

The practice of majority of IMG members says otherwise. I've been an IMG member for around 2 years and 80% to 90% of the time, all they talk about is recruiting and selling Kaiser. I can only pinpoint very few groups that are good and can be trusted.

And by the way, IMG members are not brokers since they don't have licenses from regulating bodies such as the Insurance Commission (IC) and Securities and Exchange Commission (SEC), they are just sub-agents or sub-distributors.

[Fallen6]

The practice of majority of IMG members says otherwise. I've been an IMG member for around 2 years and 80% to 90% of the time, all they talk about is recruiting and selling Kaiser. I can only pinpoint very few groups that are good and can be trusted.

And by the way, IMG members are not brokers since they don't have licenses from regulating bodies such as the Insurance Commission (IC) and Securities and Exchange Commission (SEC), they are just sub-agents or sub-distributors.

:o I thought they are going to give members a license from SEC jd daw.
and yes mapili ra jud ang mga taw nga maka ingon ko maau jud. kanang dili agresibo mo sturya.
and honestly katong gi orientan ko sa isa ka member kay lami na jud isikad sa animal kay di kamao mo sabot if mo ana ang taw nga
huna2on sa nako or tan-awon sa nako ang ako budget. if di tungod sa Marketing Director ug katong isa ka Senior Marketing Director di gyd ko ma interesado mo join...

naa toy isa ka time nga ako gipakuyog ako mga amigo kay kahibaw q ganahan sad sila makahibaw about investments paghuman sa orientation ni ana ako amigo nga iya sa daw i consult iya papa pero nahan siya ma enroll ASAP if pde. tingog daun ang katong speaker nga i set nlng ug appointment ang papa daw sa ako migo pero ni balibad siya kay kahibaw na iya papa sa mga pasikotsikot sa mga ingon ana nga butang kay dugay na kaau to sa ana nga field.
gi tubag lang sa nag speaker "brighta gud sa imo papa kahibaw naman tanan bisag wa pa gi orientan".

saka gud ako dugo naminaw coming from someone nga bago ra naka grad and wa pajud ka suway ug panarbaho...
tip lang nako ninyo guys if agresibo ra gani ang speaker ninyo striki daun ug sturya para mapalaw or i reklamo sa ila office.
kay pareha sa UNO before nga tudloan ug prenda2 ang orientan para mo join jd. pagkahibaw sa head office gpang himbisan tanan nya gpang filan ug kaso kay na damage ang reputation sa UNO.

[tsunade]

actually no sir its a financial brokerage company ^^

i beg to disagree.. MLM na ang ge follow nga concept nila. yes its a brokage company w/ MLM style.

[makie29]

:o I thought they are going to give members a license from SEC jd daw.
and yes mapili ra jud ang mga taw nga maka ingon ko maau jud. kanang dili agresibo mo sturya.
and honestly katong gi orientan ko sa isa ka member kay lami na jud isikad sa animal kay di kamao mo sabot if mo ana ang taw nga
huna2on sa nako or tan-awon sa nako ang ako budget. if di tungod sa Marketing Director ug katong isa ka Senior Marketing Director di gyd ko ma interesado mo join...

naa toy isa ka time nga ako gipakuyog ako mga amigo kay kahibaw q ganahan sad sila makahibaw about investments paghuman sa orientation ni ana ako amigo nga iya sa daw i consult iya papa pero nahan siya ma enroll ASAP if pde. tingog daun ang katong speaker nga i set nlng ug appointment ang papa daw sa ako migo pero ni balibad siya kay kahibaw na iya papa sa mga pasikotsikot sa mga ingon ana nga butang kay dugay na kaau to sa ana nga field.
gi tubag lang sa nag speaker "brighta gud sa imo papa kahibaw naman tanan bisag wa pa gi orientan".

saka gud ako dugo naminaw coming from someone nga bago ra naka grad and wa pajud ka suway ug panarbaho...
tip lang nako ninyo guys if agresibo ra gani ang speaker ninyo striki daun ug sturya para mapalaw or i reklamo sa ila office.
kay pareha sa UNO before nga tudloan ug prenda2 ang orientan para mo join jd. pagkahibaw sa head office gpang himbisan tanan nya gpang filan ug kaso kay na damage ang reputation sa UNO.

Be very cautious when these people sugarcoat things.. Here are some things that you should know before joining IMG..

1.) In order to sell life insurance you need a license from the insurance commission (IC) and getting such license requires an examination.

2.) In order to sell mutual funds you need a license from the Securities and Exchange Commission (SEC) and it also requires an examination.

.. in those 2 points, IMG will tell you that there is no need to take the exam since by just paying P3,700 you will already have the necessary licenses which is a big lie. Go around and ask IMG members if they can show one, I'm pretty sure they can't show you any. Kanang personal gyud nga license or certificate from SEC, not the SEC registration of the company.

I'm not discouraging you or whatsoever but scrutinize first before joining. Financial literacy is just a front of IMG and once member na ka, what they will keep on pushing is for you to recruit 3 and make 3 Kaiser sales. You will never hear anything about financial planning na. Pabaligyaon lang ka ug Kaiser.

[Fallen6]

i just got a verification that the license that they are going to provide you is under the company registration sa SEC.
and i just witnessed my classmate get promoted from associate to trainer. then cheques from his sales sa iya kaiser. then if ma close to niya ang corporate kay another kwarta napud...

i think capable ang company mo reward man kay sa ako panan-aw if dili pa di siguro sad sila mo abot ug 16years oi then checked with their tied up companies kay gi recognized man pud sila... i think il stick around since they opened something important sa ako view... besides maau raman sad ang kaiser since its for our health and long term investment plus the knowledge. extra nlng nang ma earn2.

[tele9]

IMG is a valid and ok kaayo nga brokerage company
but...the company maybe a good, it does not mean nga ang tanang tao diha are good.
just like any other insurance and/or "collection" agencies, susceptible jud ning mga ingon ani to "non-remittance of collections". i am glad lang jud nga naduol nako ang mga tinood og honest nga tao sa IMG - istoryan siya

kung unsa man gani ang ako gisabot, kamo nalang bahala og sabot pod
i dont want to spoil the fun. but it pays to be cautious

in investing, choose the proper investment instrument jud
and moreso, choose the proper agency and choose the proper agent as well
aron dili ta masikwati

dili ko ahente hap! ayaw mo'g inquire diri nako kay wala mo'y mapalit diri nako

[meeh]

Sorry ask nasad ko.ng invest ko half fixed income fund and equity fund.asay mas dako invest

[meeh]

Or asay.maayo invest