Anything about COCOLIFE Cebu

[AnnaKaye]

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yes i am an agent of cocolife its a life insurance co.

Sir, you are from Cocolife right? so please do hear my story and answer my questions regarding the company if okay ra nimu.
Akong uncle was driving a motorcycle on his way home, hinay iyang dagan about 20kmph kay traffic lage. And the road is a 3 way lane and on the first lane which is dapit sa sidewalk naay naka park nga truck and nagpa kilid man siya although naa siya sa 2nd lane so if di siya mu lihay gamay sa parked truck ma igo ang motor so he led the motorcycle a bit to his left then this dump truck which was on the third lane was behind, na igo ang left side sa iyang manibela sa right side (front) sa dump truck. He was losing control of the motorcycle then he fell down the road. The driver didn't stop immediately. Nag dagan ang dump truck and ang motor sa akong uncle that time til he fell down and he ended up kilid sa ligid (left rear side ) sa parked truck.During the initial investigation nigawas nga akong uncle ang naka igo sa dump truck kay mura daw ug na higop akong uncle sa ligid sa truck which isn't true kay wala man ni hunong dayon ang truck pag igo, katong ni hunong na ang truck akong uncle naa dapit sa right rear side sa ligid sa truck na mao toh nga mao nay nigawas sa initial police report. Wa pa nakuhaan ug statement akong uncle kay ang taga citom wala ni adto sa hospital. Pag check out namu sa hospital nangayo ang cocolife sa police report pero ang among nahatag is ang initial report pa kay wa pa lage mi nakuhaan sa among side. and karon ang cocolife agent namu ni ingon nga di sila mu shoulder sa amung hospital bills kay tungod sa initial report nga among side daw ang naka sala. sakto ba na? gihangyo nlng man gane sa company where my uncle works nga bayran sa sa taga cocolife ang bill kay wala pa nag atubang ang parties involved, kung amoa jud daw sala i.deduct daw sa company ang bill sa sweldo sa akong uncle. wala man gane kahibaw akong uncle unsay policies sa insurance company kay ang company niya ang ni process ana. unsa man jud d.i ang policy sa cocolife? atong ibutang among side ang naka sala then namatay akong uncle sa hospital, ang bills bayran sa insurance company pero kung buhi man gane ang fractures ray nakuha gkan sa accident kami ang mu bayad sa bills? unsa manang policy-ha? wa jud mi kasabot sa style sa cocolife and among agent sad walay ayo kay di kaayu mu tagad sa among questions and everything, paeta! we are planning man gane to transfer to another insurance company kay koti kaayu ang cocolife and wa nami ganahi tungod aning hitaboa. karon adlawa mi na discharge april 27 2013.

[ShinToy117]

samuka ani nila sa SM oi...hasula ani nila.. sige ingon naay free raffle.. diay to pa apilon kag (mura og seminar/briefing) paila sa ilang company..

[nonaghurl0110]

i want to cancel my plan aning cocolife and get a refund sa ako na-give na money.. is there anyone here with the same situation? bag-o lang ko nag-enroll, july 16 2013 and i'm planning to go there sa ila office tomorrow sa sm kay ako ipa-cancel.. hayyy..hopefully i could still get my money back..

[Intruder26]

i want to cancel my plan aning cocolife and get a refund sa ako na-give na money.. is there anyone here with the same situation? bag-o lang ko nag-enroll, july 16 2013 and i'm planning to go there sa ila office tomorrow sa sm kay ako ipa-cancel.. hayyy..hopefully i could still get my money back..

Same here, I think murag scam gyud ni. Ingun ana sad nahitabo nako gahapon g ingnan ko nga makakuha daw ko ug prize diha2x dayon but gipa drop box ra diay. Gipa-adto ko sa ilang office duol sa Trade Hall nila. Char2x dayon ug storya sa mga accidents ng wala pangandami. Karon while googling Ive read a lot of negative feedbacks. Murag na hypnotize ko doh! While thinking about it last night, they offered me the 2,300 down tapos balik lang daw ko by November to get my docs. They told me nga if mag annual ug 20k you will get 200k every year after 10 years then after 5 years I will get 2M daw then after ana magsige ug hatag ang Cocolife 200K every until 100 years old daw nako. Reading the Personal Insurance I have on hand its all a blur it doesnt state ang 2300 nako good for one year ba or unsa...Ingnun pa ka nila na its just a one time offer.

[AntitaniC]

Same here, I think murag scam gyud ni. Ingun ana sad nahitabo nako gahapon g ingnan ko nga makakuha daw ko ug prize diha2x dayon but gipa drop box ra diay. Gipa-adto ko sa ilang office duol sa Trade Hall nila. Char2x dayon ug storya sa mga accidents ng wala pangandami. Karon while googling Ive read a lot of negative feedbacks. Murag na hypnotize ko doh! While thinking about it last night, they offered me the 2,300 down tapos balik lang daw ko by November to get my docs. They told me nga if mag annual ug 20k you will get 200k every year after 10 years then after 5 years I will get 2M daw then after ana magsige ug hatag ang Cocolife 200K every until 100 years old daw nako. Reading the Personal Insurance I have on hand its all a blur it doesnt state ang 2300 nako good for one year ba or unsa...Ingnun pa ka nila na its just a one time offer.

If it's too good to be true...... the bigger possibility for it to be a sham....

ge pa raffle pud ko ana sa sm... so wa man pud koi lingaw ni try try koh... ipa suwat ang name... para raffle lagi daw ako pud girlfriend ge dawat ang raffle ticket so nag fill up meh..

Nag observe lang gyud ko sa ilang style.... ni kalit ug ingon.. "para sure gyud na maka daug moh sir... eh butang lang imong atm number"

I was like.. "huh? if maka daug ko nganu mangau paman ug atm? so i said no..." follow up dayon... credit card sir? ana pud ko "wala pud miss"

Dayon na notice nako sa iyang face na dismayado kaau... ana dayon siya ok nani sir hulog na natu sa drop box.... dayon wa nami tagda....

Klaro na kaau tirada uy....

[es13]

naay daghan sa SM ani mao ni akung bantayan nga dli ko mka agi nila kay mag cge ug panawag...haha likay mode permi

[vrose85]

Hi Guys

Have you heard of this COCOLIFE thing?
According to what I've known, Cocolife is an insurance company. (I cannot discuss more details)
This company have been inviting me to join and have an account for them. I guess I've been invited 3 times already and I just kept on saying "no" or "not now". They've had the chance to encourage and discuss to me the details because I've always been a raffle winner. Those were just small prizes like free dental check up, free salon treatment & discounts, health check up, etc. I even had a membership in hospitalization (I guess) for free from them. I just have to renew the license for P20 every year & P20,000.00 is covered yearly if I am confined (That's what they say).
After the third time they convinced me about this I don't know but I guess its not bad if I will have a savings account for myself to ensure me even just a little for my future.
My question is that, is Cocolife for real? I mean legal, will not fail me in the future, etc. Is it okay if I join and I make and start my savings account in it? Given that I can afford their monthly payment.
I made this thread because I want to ask ideas, suggestions, advices and help from you regarding this thing.
Guys if you have experience or ideas regarding this kind of thing, may I please ask you to share it with me?
I'm confused here. I don't want to waste my money with anything that is not sure.
Thanks!

If I were u? Ay nlng padayon. Ako gf na ilad ana nila. But yesterday lng. Naa ni tell niya a family friend nga agent sa Coco life before. She said nga that company wai assurance. I also wondering. If d na kahatag ang tao nga mg edad ug 40yrs old pde na mo stop ug hatag nya every year or whatever na cla mo hatag its like pay back to the customer. And now ako gf pwerte lagota and na worry sa ghatag nga money Infairness pwerte dakoa sa iya na hatag. She went there sa SM. Iya gpa cancel ang taga cocolife bali 2hours nakig debate niya why dw e cancel. Mao pay na suko. Then ni ingon cla ang kwarta pa refund 30 to 45days. Mg suko2x cla nga d mana ilaha kwarta if ang customer gos2 nila e cancel no need nila kasab.an, or yawyawan nila customer kung gos2 nila e cancel. To think d na ilaha kwarta. They don't have a right to do that. Last time ive heard isa sa dako company sa cebu naay ni offer nila isa ka agent nga mg enroll sa ila insurance, so na ilad cla. But after the day of signing up, gi cancel nila daun. Coz they've heard nga wai klaro way assurance. . Mka ingon nlng ta "scam"

Mao na advice nko nimo ay nlng padayon.

[GuyOfYourDreams]

If I were u? Ay nlng padayon. Ako gf na ilad ana nila. But yesterday lng. Naa ni tell niya a family friend nga agent sa Coco life before. She said nga that company wai assurance. I also wondering. If d na kahatag ang tao nga mg edad ug 40yrs old pde na mo stop ug hatag nya every year or whatever na cla mo hatag its like pay back to the customer. And now ako gf pwerte lagota and na worry sa ghatag nga money Infairness pwerte dakoa sa iya na hatag. She went there sa SM. Iya gpa cancel ang taga cocolife bali 2hours nakig debate niya why dw e cancel. Mao pay na suko. Then ni ingon cla ang kwarta pa refund 30 to 45days. Mg suko2x cla nga d mana ilaha kwarta if ang customer gos2 nila e cancel no need nila kasab.an, or yawyawan nila customer kung gos2 nila e cancel. To think d na ilaha kwarta. They don't have a right to do that. Last time ive heard isa sa dako company sa cebu naay ni offer nila isa ka agent nga mg enroll sa ila insurance, so na ilad cla. But after the day of signing up, gi cancel nila daun. Coz they've heard nga wai klaro way assurance. . Mka ingon nlng ta "scam"

Mao na advice nko nimo ay nlng padayon.

sadly naka invest kog almost 5k.. then ilaha na to.. tsk tsk tsk.. last year pa..

[nausicaa]

Oh God, Scam diay ni ang cocolife?
Not knowing I invest k for them..
How can get it back?
Now, this is unbelievable.
Mauli pa ba kaha akong money ani..Well, then, I have to try my best today to cancel all of this nonsense.
Wasting money for nothing!

[vrose85]

Oh God, Scam diay ni ang cocolife?
Not knowing I invest 8k for them..
How can get it back?
Now, this is unbelievable.
Mauli pa ba kaha akong money ani..Well, then, I have to try my best today to cancel all of this nonsense.
Wasting money for nothing!

Nah, ambot lng ana nila! Ky until now ang money gi invest sa ako partner wa pa jd tawn gi hatag Mg 2months na cge Saad nga e balik. Mg huwat ra guro cla naay Mosong sa ila office.